{"id":3049,"date":"2025-04-17T17:13:33","date_gmt":"2025-04-17T20:13:33","guid":{"rendered":"https:\/\/casadoseguro.org.br\/?p=3049"},"modified":"2025-07-08T15:10:52","modified_gmt":"2025-07-08T18:10:52","slug":"mudancas-climaticas-quais-sao-os-desafios-do-setor-de-seguros","status":"publish","type":"post","link":"https:\/\/casadoseguro.org.br\/en\/mudancas-climaticas-quais-sao-os-desafios-do-setor-de-seguros\/","title":{"rendered":"Mudan\u00e7as clim\u00e1ticas: quais s\u00e3o os desafios do setor de seguros?"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"3049\" class=\"elementor elementor-3049\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bdc5834 e-con-full she-header-yes she-header-transparent-yes e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"bdc5834\" data-element_type=\"container\" 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data-id=\"e27918c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"800\" height=\"354\" src=\"https:\/\/casadoseguro.org.br\/wp-content\/uploads\/2025\/04\/mudancas-climaticas-1024x453.webp\" class=\"attachment-large size-large wp-image-3054\" alt=\"\" srcset=\"https:\/\/casadoseguro.org.br\/wp-content\/uploads\/2025\/04\/mudancas-climaticas-1024x453.webp 1024w, https:\/\/casadoseguro.org.br\/wp-content\/uploads\/2025\/04\/mudancas-climaticas-300x133.webp 300w, https:\/\/casadoseguro.org.br\/wp-content\/uploads\/2025\/04\/mudancas-climaticas-768x340.webp 768w, https:\/\/casadoseguro.org.br\/wp-content\/uploads\/2025\/04\/mudancas-climaticas.webp 1333w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bea1586 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"bea1586\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Mudan\u00e7as clim\u00e1ticas: quais s\u00e3o os desafios do setor de seguros?<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6c5978e wpr-post-info-align-left elementor-widget elementor-widget-wpr-post-info\" data-id=\"6c5978e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"wpr-post-info.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<ul class=\"wpr-post-info wpr-post-info-horizontal\"><li class=\"wpr-post-info-date\"><span class=\"wpr-post-info-text\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-calendar-alt\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M148 288h-40c-6.6 0-12-5.4-12-12v-40c0-6.6 5.4-12 12-12h40c6.6 0 12 5.4 12 12v40c0 6.6-5.4 12-12 12zm108-12v-40c0-6.6-5.4-12-12-12h-40c-6.6 0-12 5.4-12 12v40c0 6.6 5.4 12 12 12h40c6.6 0 12-5.4 12-12zm96 0v-40c0-6.6-5.4-12-12-12h-40c-6.6 0-12 5.4-12 12v40c0 6.6 5.4 12 12 12h40c6.6 0 12-5.4 12-12zm-96 96v-40c0-6.6-5.4-12-12-12h-40c-6.6 0-12 5.4-12 12v40c0 6.6 5.4 12 12 12h40c6.6 0 12-5.4 12-12zm-96 0v-40c0-6.6-5.4-12-12-12h-40c-6.6 0-12 5.4-12 12v40c0 6.6 5.4 12 12 12h40c6.6 0 12-5.4 12-12zm192 0v-40c0-6.6-5.4-12-12-12h-40c-6.6 0-12 5.4-12 12v40c0 6.6 5.4 12 12 12h40c6.6 0 12-5.4 12-12zm96-260v352c0 26.5-21.5 48-48 48H48c-26.5 0-48-21.5-48-48V112c0-26.5 21.5-48 48-48h48V12c0-6.6 5.4-12 12-12h40c6.6 0 12 5.4 12 12v52h128V12c0-6.6 5.4-12 12-12h40c6.6 0 12 5.4 12 12v52h48c26.5 0 48 21.5 48 48zm-48 346V160H48v298c0 3.3 2.7 6 6 6h340c3.3 0 6-2.7 6-6z\"><\/path><\/svg><\/span><span>17\/04\/2025<\/span><\/li><\/ul>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2d9cfcd elementor-widget elementor-widget-text-editor\" data-id=\"2d9cfcd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\n<p class=\"sc-f4a135ea-1 ecdMVQ wp-block-paragraph\">O aquecimento global, impulsionado pela a\u00e7\u00e3o humana por meio de atividades econ\u00f4micas poluentes e a degrada\u00e7\u00e3o ambiental, tem elevado a frequ\u00eancia e a gravidade de eventos clim\u00e1ticos extremos.<\/p>\n<p>Segundo dados oficiais, desde 1990 o pa\u00eds registrou mais de <strong>64 mil ocorr\u00eancias<\/strong> relacionadas a eventos clim\u00e1ticos, com uma m\u00e9dia anual que ultrapassa 4 mil nos \u00faltimos quatro anos.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d567a05 elementor-widget elementor-widget-text-editor\" data-id=\"d567a05\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\n<p class=\"wp-block-paragraph\">Em 2023, o desastre no Rio Grande do Sul, que deixou 183 mortos, exemplifica a dimens\u00e3o dos impactos que o pa\u00eds enfrenta. Para <strong>Eduard Folch<\/strong>, presidente da <a href=\"https:\/\/www.allianz.com.br\/\" target=\"_blank\" rel=\"noopener\">Allianz Seguros<\/a>, o problema vai al\u00e9m das perdas materiais: \u201cA for\u00e7a destrutiva dos desastres naturais se agrava pela concentra\u00e7\u00e3o de propriedades em \u00e1reas antes n\u00e3o afetadas por esses fen\u00f4menos\u201d.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2feab47 elementor-widget elementor-widget-video\" data-id=\"2feab47\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;youtube_url&quot;:&quot;https:\\\/\\\/www.youtube.com\\\/watch?v=3Qi1nYA5cPE&quot;,&quot;video_type&quot;:&quot;youtube&quot;,&quot;controls&quot;:&quot;yes&quot;}\" data-widget_type=\"video.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-wrapper elementor-open-inline\">\n\t\t\t<div class=\"elementor-video\"><\/div>\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f6f421f elementor-widget elementor-widget-text-editor\" data-id=\"f6f421f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\n<p class=\"wp-block-paragraph\">Diante desse cen\u00e1rio, o mercado segurador tem se mobilizado para mitigar os efeitos das mudan\u00e7as clim\u00e1ticas e apoiar a recupera\u00e7\u00e3o das comunidades afetadas.<\/p>\n<p><strong>Andr\u00e9 Cordeiro<\/strong>, superintendente de estrat\u00e9gia de mercado, qualidade e ESG da <a href=\"https:\/\/www.tokiomarine.com.br\/\" target=\"_blank\" rel=\"noopener\">Tokio Marine<\/a>, destaca que a prioridade \u00e9 o atendimento humano e \u00e1gil \u00e0s v\u00edtimas. \u201cEm 2023, conseguimos reduzir em 30% o prazo m\u00e9dio para pagamento de sinistros [imprevistos cobertos em contratos de seguros] relacionados a eventos clim\u00e1ticos extremos, facilitando a recupera\u00e7\u00e3o das comunidades\u201d, afirma.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f3aff3e elementor-widget elementor-widget-video\" data-id=\"f3aff3e\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;youtube_url&quot;:&quot;https:\\\/\\\/www.youtube.com\\\/watch?v=mF18V9XZ85M&quot;,&quot;video_type&quot;:&quot;youtube&quot;,&quot;controls&quot;:&quot;yes&quot;}\" data-widget_type=\"video.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-wrapper elementor-open-inline\">\n\t\t\t<div class=\"elementor-video\"><\/div>\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-de20d31 elementor-widget elementor-widget-text-editor\" data-id=\"de20d31\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\n<h3><strong>Preven\u00e7\u00e3o \u00e9 sa\u00edda<\/strong><\/h3>\n<p class=\"wp-block-paragraph\">A preven\u00e7\u00e3o \u00e9 outro pilar fundamental para enfrentar os desafios clim\u00e1ticos. <strong>Erika Medici<\/strong>, CEO da <a href=\"https:\/\/axa.com.br\/\" target=\"_blank\" rel=\"noopener\">Axa<\/a> no Brasil, ressalta que \u201ccada d\u00f3lar investido em preven\u00e7\u00e3o pode economizar at\u00e9 seis ap\u00f3s a ocorr\u00eancia de um desastre\u201d.<\/p>\n<p>Ela cita como exemplo os furac\u00f5es Katrina (2005) e Irma (2017) nos Estados Unidos, que, apesar de trajet\u00f3rias semelhantes, tiveram impactos econ\u00f4micos muito diferentes gra\u00e7as a melhorias nas medidas preventivas. \u201cO setor de seguros tem um papel crucial na preven\u00e7\u00e3o, no gerenciamento de risco e na conscientiza\u00e7\u00e3o\u201d, refor\u00e7a.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ae3dd52 elementor-widget elementor-widget-video\" data-id=\"ae3dd52\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;youtube_url&quot;:&quot;https:\\\/\\\/youtu.be\\\/9dKMywWI3w8&quot;,&quot;video_type&quot;:&quot;youtube&quot;,&quot;controls&quot;:&quot;yes&quot;}\" data-widget_type=\"video.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-wrapper elementor-open-inline\">\n\t\t\t<div class=\"elementor-video\"><\/div>\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a53ef76 elementor-widget elementor-widget-text-editor\" data-id=\"a53ef76\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\n<p class=\"wp-block-paragraph\"><strong>Felipe Nascimento<\/strong>, CEO da <a href=\"https:\/\/www.mapfre.com.br\/\" target=\"_blank\" rel=\"noopener\">Mapfre<\/a>, complementa que a adapta\u00e7\u00e3o e a inova\u00e7\u00e3o nos produtos e servi\u00e7os s\u00e3o essenciais para aumentar a resili\u00eancia do mercado e da sociedade. \u201cNossa preocupa\u00e7\u00e3o \u00e9 melhorar a previsibilidade, competir na preven\u00e7\u00e3o e apresentar solu\u00e7\u00f5es t\u00e9cnicas e comerciais avan\u00e7adas, al\u00e9m de apoiar os diversos setores da economia do pa\u00eds\u201d, explica. Ele destaca a import\u00e2ncia de identificar os n\u00edveis de vulnerabilidade para garantir sustentabilidade diante da nova realidade clim\u00e1tica.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-17e5204 elementor-widget elementor-widget-video\" data-id=\"17e5204\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;youtube_url&quot;:&quot;https:\\\/\\\/www.youtube.com\\\/watch?v=lCTPiTdZnWc&quot;,&quot;video_type&quot;:&quot;youtube&quot;,&quot;controls&quot;:&quot;yes&quot;}\" data-widget_type=\"video.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-wrapper elementor-open-inline\">\n\t\t\t<div class=\"elementor-video\"><\/div>\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-166002f elementor-widget elementor-widget-text-editor\" data-id=\"166002f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\n<p class=\"wp-block-paragraph\">O Brasil, detentor da maior biodiversidade do mundo, \u00e9 um dos pa\u00edses mais vulner\u00e1veis aos efeitos do aquecimento global, que j\u00e1 ultrapassou o limite de 1,5\u00b0C estabelecido pelo Acordo de Paris.<\/p>\n<p>As consequ\u00eancias incluem ondas de calor prolongadas, chuvas intensas e concentradas, secas severas e eventos extremos fora de \u00e9poca, que afetam a produ\u00e7\u00e3o agr\u00edcola, o abastecimento de \u00e1gua e a sa\u00fade da popula\u00e7\u00e3o.<\/p>\n<p>Especialistas alertam que, sem pol\u00edticas eficazes de mitiga\u00e7\u00e3o e adapta\u00e7\u00e3o, o pa\u00eds pode enfrentar um aumento m\u00e9dio de temperatura de at\u00e9 4\u00b0C at\u00e9 o final deste s\u00e9culo, com impactos ainda mais graves.<\/p>\n<p>A mobiliza\u00e7\u00e3o do setor privado, especialmente do mercado de seguros, junto a pol\u00edticas p\u00fablicas robustas, \u00e9 fundamental para enfrentar essa crise clim\u00e1tica e proteger vidas, patrim\u00f4nios e o meio ambiente.<\/p>\n<h3><strong>Casa do Seguro<\/strong><\/h3>\n<p>Para enfrentar esses desafios, a CNseg criou a <strong>Casa do Seguro<\/strong>, projeto que tem como objetivo integrar o setor nas discuss\u00f5es sobre as mudan\u00e7as clim\u00e1ticas<\/p>\n<p>A <strong>Casa do Seguro<\/strong> funcionar\u00e1 durante a COP30, a 30\u00aa Confer\u00eancia das Na\u00e7\u00f5es Unidas sobre Mudan\u00e7as Clim\u00e1ticas, que ser\u00e1 realizada em novembro, em Bel\u00e9m (PA).<\/p>\n<p>Em uma iniciativa in\u00e9dita, a <strong>Casa do Seguro<\/strong> far\u00e1 conex\u00e3o do mercado de seguros com outros setores econ\u00f4micos, estimulando a converg\u00eancia entre agentes p\u00fablicos e privados, com ampla participa\u00e7\u00e3o da sociedade civil.<\/p>\n<p>A agenda da Casa do Seguro estar\u00e1 focada no papel do setor na gest\u00e3o de riscos clim\u00e1ticos e no financiamento de iniciativas sustent\u00e1veis.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7ac16e2d elementor-widget elementor-widget-text-editor\" data-id=\"7ac16e2d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\n<p class=\"wp-block-paragraph\">Na programa\u00e7\u00e3o, destacam-se:<\/p>\n<ul>\n<li>debates e pain\u00e9is tem\u00e1ticos;<\/li>\n<li>f\u00f3runs em parceria com entidades setoriais, organiza\u00e7\u00f5es internacionais e contrapartes estrangeiras da CNseg;<\/li>\n<li>reuni\u00f5es bilaterais;<\/li>\n<li>apresenta\u00e7\u00e3o de produtos e servi\u00e7os; e<\/li>\n<li>atividades culturais.<\/li>\n<\/ul>\n<p>\u00a0<\/p>\n<p>Alguns eixos v\u00e3o pautar a agenda da Casa do Seguro, como a prote\u00e7\u00e3o social e dos investimentos, as finan\u00e7as sustent\u00e1veis, a infraestrutura resiliente, a intelig\u00eancia clim\u00e1tica, seguros &amp; agroneg\u00f3cio, a descarboniza\u00e7\u00e3o da frota brasileira e como os seguros podem auxiliar no desenvolvimento industrial mais sustent\u00e1vel.<\/p>\n<p>Para o presidente da CNseg, Dyogo Oliveira, o mercado segurador tem um papel de destaque na transi\u00e7\u00e3o para uma economia mais verde e resiliente, e a atua\u00e7\u00e3o do setor na COP30 refletir\u00e1 a import\u00e2ncia de suas contribui\u00e7\u00f5es, em um cen\u00e1rio de agravamento das mudan\u00e7as clim\u00e1ticas.<\/p>\n<p>\u201cA Casa do Seguro ser\u00e1 uma vitrine do nosso papel como facilitadores de inova\u00e7\u00e3o e mitigadores de riscos clim\u00e1ticos, refor\u00e7ando nosso compromisso com o futuro sustent\u00e1vel do planeta. Esse projeto \u00e9 o ponto alto de uma estrat\u00e9gia de posicionamento do setor segurador nas discuss\u00f5es clim\u00e1ticas que ganhou maior express\u00e3o a partir de 2023, na COP28, em Dubai, e estabelecer\u00e1 um marco em Bel\u00e9m\u201d, destaca.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-49e6f82 elementor-widget elementor-widget-heading\" data-id=\"49e6f82\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">COMPARTILHE<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6af7c25 elementor-share-buttons--view-icon elementor-share-buttons--skin-minimal elementor-share-buttons--shape-rounded elementor-share-buttons--color-custom elementor-grid-0 elementor-widget elementor-widget-share-buttons\" 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184.6-184.5 49.3 0 95.6 19.2 130.4 54.1 34.8 34.9 56.2 81.2 56.1 130.5 0 101.8-84.9 184.6-186.6 184.6zm101.2-138.2c-5.5-2.8-32.8-16.2-37.9-18-5.1-1.9-8.8-2.8-12.5 2.8-3.7 5.6-14.3 18-17.6 21.8-3.2 3.7-6.5 4.2-12 1.4-32.6-16.3-54-29.1-75.5-66-5.7-9.8 5.7-9.1 16.3-30.3 1.8-3.7.9-6.9-.5-9.7-1.4-2.8-12.5-30.1-17.1-41.2-4.5-10.8-9.1-9.3-12.5-9.5-3.2-.2-6.9-.2-10.6-.2-3.7 0-9.7 1.4-14.8 6.9-5.1 5.6-19.4 19-19.4 46.3 0 27.3 19.9 53.7 22.6 57.4 2.8 3.7 39.1 59.7 94.8 83.8 35.2 15.2 49 16.5 66.6 13.9 10.7-1.6 32.8-13.4 37.4-26.4 4.6-13 4.6-24.1 3.2-26.4-1.3-2.5-5-3.9-10.5-6.6z\"><\/path><\/svg>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-grid-item\" role=\"listitem\">\n\t\t\t\t\t\t<div class=\"elementor-share-btn elementor-share-btn_facebook\" role=\"button\" tabindex=\"0\" aria-label=\"Compartilhar no facebook\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-share-btn__icon\">\n\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fab-facebook\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"><\/path><\/svg>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-grid-item\" role=\"listitem\">\n\t\t\t\t\t\t<div class=\"elementor-share-btn elementor-share-btn_linkedin\" role=\"button\" tabindex=\"0\" aria-label=\"Compartilhar no linkedin\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-share-btn__icon\">\n\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fab-linkedin\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 32H31.9C14.3 32 0 46.5 0 64.3v383.4C0 465.5 14.3 480 31.9 480H416c17.6 0 32-14.5 32-32.3V64.3c0-17.8-14.4-32.3-32-32.3zM135.4 416H69V202.2h66.5V416zm-33.2-243c-21.3 0-38.5-17.3-38.5-38.5S80.9 96 102.2 96c21.2 0 38.5 17.3 38.5 38.5 0 21.3-17.2 38.5-38.5 38.5zm282.1 243h-66.4V312c0-24.8-.5-56.7-34.5-56.7-34.6 0-39.9 27-39.9 54.9V416h-66.4V202.2h63.7v29.2h.9c8.9-16.8 30.6-34.5 62.9-34.5 67.2 0 79.7 44.3 79.7 101.9V416z\"><\/path><\/svg>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-grid-item\" role=\"listitem\">\n\t\t\t\t\t\t<div class=\"elementor-share-btn elementor-share-btn_x-twitter\" role=\"button\" tabindex=\"0\" aria-label=\"Compartilhar no x-twitter\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-share-btn__icon\">\n\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fab-x-twitter\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"><\/path><\/svg>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-grid-item\" role=\"listitem\">\n\t\t\t\t\t\t<div class=\"elementor-share-btn elementor-share-btn_email\" role=\"button\" tabindex=\"0\" aria-label=\"Compartilhar no email\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-share-btn__icon\">\n\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-envelope\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M502.3 190.8c3.9-3.1 9.7-.2 9.7 4.7V400c0 26.5-21.5 48-48 48H48c-26.5 0-48-21.5-48-48V195.6c0-5 5.7-7.8 9.7-4.7 22.4 17.4 52.1 39.5 154.1 113.6 21.1 15.4 56.7 47.8 92.2 47.6 35.7.3 72-32.8 92.3-47.6 102-74.1 131.6-96.3 154-113.7zM256 320c23.2.4 56.6-29.2 73.4-41.4 132.7-96.3 142.8-104.7 173.4-128.7 5.8-4.5 9.2-11.5 9.2-18.9v-19c0-26.5-21.5-48-48-48H48C21.5 64 0 85.5 0 112v19c0 7.4 3.4 14.3 9.2 18.9 30.6 23.9 40.7 32.4 173.4 128.7 16.8 12.2 50.2 41.8 73.4 41.4z\"><\/path><\/svg>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c284426 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"c284426\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3c40a4e premium-blog-align-left elementor-widget elementor-widget-premium-addon-blog\" data-id=\"3c40a4e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"premium-addon-blog.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\t\t\n\n\t\t\t\t<div class=\"premium-blog-wrap  premium-blog-list\" data-page=\"3049\">\n\t\t\t\t\t\t\t\t\t<div class=\"premium-blog-post-outer-container\" data-total=\"10\">\n\t\t\t<div class=\"premium-blog-post-container premium-blog-skin-classic\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"premium-blog-content-wrapper empty-thumb\">\n\n\t\t\t\t\t<div class=\"premium-blog-inner-container\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h2 class=\"premium-blog-entry-title\">\n\t\t\t<a href=\"https:\/\/casadoseguro.org.br\/en\/de-belem-a-cop31-casa-do-seguro-lanca-forca-tarefa-global-de-resiliencia-climatica\/\" target=\"_blank\">\n\t\t\t\tDe Bel\u00e9m \u00e0 COP31: Casa do Seguro lan\u00e7a for\u00e7a-tarefa global de resili\u00eancia clim\u00e1tica\t\t\t<\/a>\n\t\t<\/h2>\n\t\t\t\t<div class=\"premium-blog-entry-meta\">\n\t\t\t\n\t\t\t\t\t\t\t<span class=\"premium-blog-meta-separator\">\u2022<\/span>\n\t\t\t\t<div class=\"premium-blog-post-time premium-blog-meta-data\">\n\t\t\t\t\t<i class=\"fa fa-calendar-alt\" aria-hidden=\"true\"><\/i>\n\t\t\t\t\t<span>21\/11\/2025<\/span>\n\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t\t\t<div class=\"premium-blog-post-outer-container\" data-total=\"10\">\n\t\t\t<div class=\"premium-blog-post-container premium-blog-skin-classic\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"premium-blog-content-wrapper empty-thumb\">\n\n\t\t\t\t\t<div class=\"premium-blog-inner-container\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h2 class=\"premium-blog-entry-title\">\n\t\t\t<a href=\"https:\/\/casadoseguro.org.br\/en\/cnseg-lanca-solucao-conformidade-socioambiental-para-o-seguro-rural\/\" target=\"_blank\">\n\t\t\t\tCNseg lan\u00e7a solu\u00e7\u00e3o Conformidade Socioambiental para o Seguro Rural\t\t\t<\/a>\n\t\t<\/h2>\n\t\t\t\t<div class=\"premium-blog-entry-meta\">\n\t\t\t\n\t\t\t\t\t\t\t<span class=\"premium-blog-meta-separator\">\u2022<\/span>\n\t\t\t\t<div class=\"premium-blog-post-time premium-blog-meta-data\">\n\t\t\t\t\t<i class=\"fa fa-calendar-alt\" aria-hidden=\"true\"><\/i>\n\t\t\t\t\t<span>21\/11\/2025<\/span>\n\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t\t\t<div class=\"premium-blog-post-outer-container\" data-total=\"10\">\n\t\t\t<div class=\"premium-blog-post-container premium-blog-skin-classic\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"premium-blog-content-wrapper empty-thumb\">\n\n\t\t\t\t\t<div class=\"premium-blog-inner-container\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h2 class=\"premium-blog-entry-title\">\n\t\t\t<a href=\"https:\/\/casadoseguro.org.br\/en\/como-o-seguro-rural-pode-transformar-o-agro-diante-da-crise-climatica\/\" target=\"_blank\">\n\t\t\t\tComo o seguro rural pode transformar o agro diante da crise clim\u00e1tica?\t\t\t<\/a>\n\t\t<\/h2>\n\t\t\t\t<div class=\"premium-blog-entry-meta\">\n\t\t\t\n\t\t\t\t\t\t\t<span class=\"premium-blog-meta-separator\">\u2022<\/span>\n\t\t\t\t<div class=\"premium-blog-post-time premium-blog-meta-data\">\n\t\t\t\t\t<i class=\"fa fa-calendar-alt\" aria-hidden=\"true\"><\/i>\n\t\t\t\t\t<span>20\/11\/2025<\/span>\n\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t\t\t<div class=\"premium-blog-post-outer-container\" data-total=\"10\">\n\t\t\t<div class=\"premium-blog-post-container premium-blog-skin-classic\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"premium-blog-content-wrapper empty-thumb\">\n\n\t\t\t\t\t<div class=\"premium-blog-inner-container\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h2 class=\"premium-blog-entry-title\">\n\t\t\t<a href=\"https:\/\/casadoseguro.org.br\/en\/avanco-das-praticas-regenerativas-abre-caminho-para-seguros-rurais-mais-personalizados\/\" target=\"_blank\">\n\t\t\t\tAvan\u00e7o das pr\u00e1ticas regenerativas abre caminho para seguros rurais mais personalizados\t\t\t<\/a>\n\t\t<\/h2>\n\t\t\t\t<div class=\"premium-blog-entry-meta\">\n\t\t\t\n\t\t\t\t\t\t\t<span class=\"premium-blog-meta-separator\">\u2022<\/span>\n\t\t\t\t<div class=\"premium-blog-post-time premium-blog-meta-data\">\n\t\t\t\t\t<i class=\"fa fa-calendar-alt\" aria-hidden=\"true\"><\/i>\n\t\t\t\t\t<span>20\/11\/2025<\/span>\n\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t\t\t<div class=\"premium-blog-post-outer-container\" data-total=\"10\">\n\t\t\t<div class=\"premium-blog-post-container premium-blog-skin-classic\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"premium-blog-content-wrapper empty-thumb\">\n\n\t\t\t\t\t<div class=\"premium-blog-inner-container\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h2 class=\"premium-blog-entry-title\">\n\t\t\t<a href=\"https:\/\/casadoseguro.org.br\/en\/do-risco-ao-planejamento-como-seguros-ciencia-e-municipios-estao-moldando-a-resiliencia-climatica\/\" target=\"_blank\">\n\t\t\t\tDo risco ao planejamento: como seguros, ci\u00eancia e munic\u00edpios est\u00e3o moldando a resili\u00eancia clim\u00e1tica\t\t\t<\/a>\n\t\t<\/h2>\n\t\t\t\t<div class=\"premium-blog-entry-meta\">\n\t\t\t\n\t\t\t\t\t\t\t<span class=\"premium-blog-meta-separator\">\u2022<\/span>\n\t\t\t\t<div class=\"premium-blog-post-time premium-blog-meta-data\">\n\t\t\t\t\t<i class=\"fa fa-calendar-alt\" aria-hidden=\"true\"><\/i>\n\t\t\t\t\t<span>19\/11\/2025<\/span>\n\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t\t\t<div class=\"premium-blog-post-outer-container\" data-total=\"10\">\n\t\t\t<div class=\"premium-blog-post-container premium-blog-skin-classic\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"premium-blog-content-wrapper empty-thumb\">\n\n\t\t\t\t\t<div class=\"premium-blog-inner-container\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h2 class=\"premium-blog-entry-title\">\n\t\t\t<a href=\"https:\/\/casadoseguro.org.br\/en\/seguros-infraestrutura-e-natureza-os-caminhos-para-fortalecer-a-resiliencia-urbana-na-america-latina\/\" target=\"_blank\">\n\t\t\t\tSeguros, infraestrutura e natureza: os caminhos para fortalecer a resili\u00eancia urbana na Am\u00e9rica Latina\t\t\t<\/a>\n\t\t<\/h2>\n\t\t\t\t<div class=\"premium-blog-entry-meta\">\n\t\t\t\n\t\t\t\t\t\t\t<span class=\"premium-blog-meta-separator\">\u2022<\/span>\n\t\t\t\t<div class=\"premium-blog-post-time premium-blog-meta-data\">\n\t\t\t\t\t<i class=\"fa fa-calendar-alt\" aria-hidden=\"true\"><\/i>\n\t\t\t\t\t<span>19\/11\/2025<\/span>\n\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t\t\t<div class=\"premium-blog-post-outer-container\" data-total=\"10\">\n\t\t\t<div class=\"premium-blog-post-container premium-blog-skin-classic\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"premium-blog-content-wrapper empty-thumb\">\n\n\t\t\t\t\t<div class=\"premium-blog-inner-container\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h2 class=\"premium-blog-entry-title\">\n\t\t\t<a href=\"https:\/\/casadoseguro.org.br\/en\/cop30-cnseg-lanca-ferramenta-regionalizada-contra-risco-de-inundacao\/\" target=\"_blank\">\n\t\t\t\tCOP30: CNseg lan\u00e7a ferramenta regionalizada contra risco de inunda\u00e7\u00e3o\t\t\t<\/a>\n\t\t<\/h2>\n\t\t\t\t<div class=\"premium-blog-entry-meta\">\n\t\t\t\n\t\t\t\t\t\t\t<span class=\"premium-blog-meta-separator\">\u2022<\/span>\n\t\t\t\t<div class=\"premium-blog-post-time premium-blog-meta-data\">\n\t\t\t\t\t<i class=\"fa fa-calendar-alt\" aria-hidden=\"true\"><\/i>\n\t\t\t\t\t<span>19\/11\/2025<\/span>\n\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t\t\t<div class=\"premium-blog-post-outer-container\" data-total=\"10\">\n\t\t\t<div class=\"premium-blog-post-container premium-blog-skin-classic\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"premium-blog-content-wrapper empty-thumb\">\n\n\t\t\t\t\t<div class=\"premium-blog-inner-container\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h2 class=\"premium-blog-entry-title\">\n\t\t\t<a href=\"https:\/\/casadoseguro.org.br\/en\/do-financiamento-a-adaptacao-o-papel-estrategico-do-seguro-na-nova-agenda-da-infraestrutura-brasileira\/\" target=\"_blank\">\n\t\t\t\tDo financiamento \u00e0 adapta\u00e7\u00e3o: o papel estrat\u00e9gico do seguro na nova agenda da infraestrutura brasileira\t\t\t<\/a>\n\t\t<\/h2>\n\t\t\t\t<div class=\"premium-blog-entry-meta\">\n\t\t\t\n\t\t\t\t\t\t\t<span class=\"premium-blog-meta-separator\">\u2022<\/span>\n\t\t\t\t<div class=\"premium-blog-post-time premium-blog-meta-data\">\n\t\t\t\t\t<i class=\"fa fa-calendar-alt\" aria-hidden=\"true\"><\/i>\n\t\t\t\t\t<span>18\/11\/2025<\/span>\n\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t\t\t<div class=\"premium-blog-post-outer-container\" data-total=\"10\">\n\t\t\t<div class=\"premium-blog-post-container premium-blog-skin-classic\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"premium-blog-content-wrapper empty-thumb\">\n\n\t\t\t\t\t<div class=\"premium-blog-inner-container\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h2 class=\"premium-blog-entry-title\">\n\t\t\t<a href=\"https:\/\/casadoseguro.org.br\/en\/inovacao-e-peca-chave-para-adaptacao-climatica-e-avanco-do-mercado-de-carbono\/\" target=\"_blank\">\n\t\t\t\tInova\u00e7\u00e3o \u00e9 pe\u00e7a chave para adapta\u00e7\u00e3o clim\u00e1tica e avan\u00e7o do mercado de carbono\t\t\t<\/a>\n\t\t<\/h2>\n\t\t\t\t<div class=\"premium-blog-entry-meta\">\n\t\t\t\n\t\t\t\t\t\t\t<span class=\"premium-blog-meta-separator\">\u2022<\/span>\n\t\t\t\t<div class=\"premium-blog-post-time premium-blog-meta-data\">\n\t\t\t\t\t<i class=\"fa fa-calendar-alt\" aria-hidden=\"true\"><\/i>\n\t\t\t\t\t<span>18\/11\/2025<\/span>\n\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t\t\t<div class=\"premium-blog-post-outer-container\" data-total=\"10\">\n\t\t\t<div class=\"premium-blog-post-container premium-blog-skin-classic\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"premium-blog-content-wrapper empty-thumb\">\n\n\t\t\t\t\t<div class=\"premium-blog-inner-container\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h2 class=\"premium-blog-entry-title\">\n\t\t\t<a href=\"https:\/\/casadoseguro.org.br\/en\/como-a-parceria-entre-cooperativas-e-seguros-prepara-o-brasil-para-enfrentar-desastres-climaticos\/\" target=\"_blank\">\n\t\t\t\tComo a parceria entre cooperativas e seguros prepara o Brasil para enfrentar desastres clim\u00e1ticos\t\t\t<\/a>\n\t\t<\/h2>\n\t\t\t\t<div class=\"premium-blog-entry-meta\">\n\t\t\t\n\t\t\t\t\t\t\t<span class=\"premium-blog-meta-separator\">\u2022<\/span>\n\t\t\t\t<div class=\"premium-blog-post-time premium-blog-meta-data\">\n\t\t\t\t\t<i class=\"fa fa-calendar-alt\" aria-hidden=\"true\"><\/i>\n\t\t\t\t\t<span>17\/11\/2025<\/span>\n\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t\t\t\t\t\t<\/div>\n\n\t\t\n\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>17\/04\/2025 O aquecimento global, impulsionado pela a\u00e7\u00e3o humana por meio de atividades econ\u00f4micas poluentes e a degrada\u00e7\u00e3o ambiental, tem elevado a frequ\u00eancia e a gravidade de eventos clim\u00e1ticos extremos. Segundo dados oficiais, desde 1990 o pa\u00eds registrou mais de 64 mil ocorr\u00eancias relacionadas a eventos clim\u00e1ticos, com uma m\u00e9dia anual que ultrapassa 4 mil nos \u00faltimos quatro anos. Em 2023, o desastre no Rio Grande do Sul, que deixou 183 mortos, exemplifica a dimens\u00e3o dos impactos que o pa\u00eds enfrenta. Para Eduard Folch, presidente da Allianz Seguros, o problema vai al\u00e9m das perdas materiais: \u201cA for\u00e7a destrutiva dos desastres naturais se agrava pela concentra\u00e7\u00e3o de propriedades em \u00e1reas antes n\u00e3o afetadas por esses fen\u00f4menos\u201d. Diante desse cen\u00e1rio, o mercado segurador tem se mobilizado para mitigar os efeitos das mudan\u00e7as clim\u00e1ticas e apoiar a recupera\u00e7\u00e3o das comunidades afetadas. Andr\u00e9 Cordeiro, superintendente de estrat\u00e9gia de mercado, qualidade e ESG da Tokio Marine, destaca que a prioridade \u00e9 o atendimento humano e \u00e1gil \u00e0s v\u00edtimas. \u201cEm 2023, conseguimos reduzir em 30% o prazo m\u00e9dio para pagamento de sinistros [imprevistos cobertos em contratos de seguros] relacionados a eventos clim\u00e1ticos extremos, facilitando a recupera\u00e7\u00e3o das comunidades\u201d, afirma. Preven\u00e7\u00e3o \u00e9 sa\u00edda A preven\u00e7\u00e3o \u00e9 outro pilar fundamental para enfrentar os desafios clim\u00e1ticos. Erika Medici, CEO da Axa no Brasil, ressalta que \u201ccada d\u00f3lar investido em preven\u00e7\u00e3o pode economizar at\u00e9 seis ap\u00f3s a ocorr\u00eancia de um desastre\u201d. Ela cita como exemplo os furac\u00f5es Katrina (2005) e Irma (2017) nos Estados Unidos, que, apesar de trajet\u00f3rias semelhantes, tiveram impactos econ\u00f4micos muito diferentes gra\u00e7as a melhorias nas medidas preventivas. \u201cO setor de seguros tem um papel crucial na preven\u00e7\u00e3o, no gerenciamento de risco e na conscientiza\u00e7\u00e3o\u201d, refor\u00e7a. Felipe Nascimento, CEO da Mapfre, complementa que a adapta\u00e7\u00e3o e a inova\u00e7\u00e3o nos produtos e servi\u00e7os s\u00e3o essenciais para aumentar a resili\u00eancia do mercado e da sociedade. \u201cNossa preocupa\u00e7\u00e3o \u00e9 melhorar a previsibilidade, competir na preven\u00e7\u00e3o e apresentar solu\u00e7\u00f5es t\u00e9cnicas e comerciais avan\u00e7adas, al\u00e9m de apoiar os diversos setores da economia do pa\u00eds\u201d, explica. Ele destaca a import\u00e2ncia de identificar os n\u00edveis de vulnerabilidade para garantir sustentabilidade diante da nova realidade clim\u00e1tica. O Brasil, detentor da maior biodiversidade do mundo, \u00e9 um dos pa\u00edses mais vulner\u00e1veis aos efeitos do aquecimento global, que j\u00e1 ultrapassou o limite de 1,5\u00b0C estabelecido pelo Acordo de Paris. As consequ\u00eancias incluem ondas de calor prolongadas, chuvas intensas e concentradas, secas severas e eventos extremos fora de \u00e9poca, que afetam a produ\u00e7\u00e3o agr\u00edcola, o abastecimento de \u00e1gua e a sa\u00fade da popula\u00e7\u00e3o. Especialistas alertam que, sem pol\u00edticas eficazes de mitiga\u00e7\u00e3o e adapta\u00e7\u00e3o, o pa\u00eds pode enfrentar um aumento m\u00e9dio de temperatura de at\u00e9 4\u00b0C at\u00e9 o final deste s\u00e9culo, com impactos ainda mais graves. A mobiliza\u00e7\u00e3o do setor privado, especialmente do mercado de seguros, junto a pol\u00edticas p\u00fablicas robustas, \u00e9 fundamental para enfrentar essa crise clim\u00e1tica e proteger vidas, patrim\u00f4nios e o meio ambiente. Casa do Seguro Para enfrentar esses desafios, a CNseg criou a Casa do Seguro, projeto que tem como objetivo integrar o setor nas discuss\u00f5es sobre as mudan\u00e7as clim\u00e1ticas A Casa do Seguro funcionar\u00e1 durante a COP30, a 30\u00aa Confer\u00eancia das Na\u00e7\u00f5es Unidas sobre Mudan\u00e7as Clim\u00e1ticas, que ser\u00e1 realizada em novembro, em Bel\u00e9m (PA). Em uma iniciativa in\u00e9dita, a Casa do Seguro far\u00e1 conex\u00e3o do mercado de seguros com outros setores econ\u00f4micos, estimulando a converg\u00eancia entre agentes p\u00fablicos e privados, com ampla participa\u00e7\u00e3o da sociedade civil. A agenda da Casa do Seguro estar\u00e1 focada no papel do setor na gest\u00e3o de riscos clim\u00e1ticos e no financiamento de iniciativas sustent\u00e1veis. Na programa\u00e7\u00e3o, destacam-se: debates e pain\u00e9is tem\u00e1ticos; f\u00f3runs em parceria com entidades setoriais, organiza\u00e7\u00f5es internacionais e contrapartes estrangeiras da CNseg; reuni\u00f5es bilaterais; apresenta\u00e7\u00e3o de produtos e servi\u00e7os; e atividades culturais. \u00a0 Alguns eixos v\u00e3o pautar a agenda da Casa do Seguro, como a prote\u00e7\u00e3o social e dos investimentos, as finan\u00e7as sustent\u00e1veis, a infraestrutura resiliente, a intelig\u00eancia clim\u00e1tica, seguros &amp; agroneg\u00f3cio, a descarboniza\u00e7\u00e3o da frota brasileira e como os seguros podem auxiliar no desenvolvimento industrial mais sustent\u00e1vel. Para o presidente da CNseg, Dyogo Oliveira, o mercado segurador tem um papel de destaque na transi\u00e7\u00e3o para uma economia mais verde e resiliente, e a atua\u00e7\u00e3o do setor na COP30 refletir\u00e1 a import\u00e2ncia de suas contribui\u00e7\u00f5es, em um cen\u00e1rio de agravamento das mudan\u00e7as clim\u00e1ticas. \u201cA Casa do Seguro ser\u00e1 uma vitrine do nosso papel como facilitadores de inova\u00e7\u00e3o e mitigadores de riscos clim\u00e1ticos, refor\u00e7ando nosso compromisso com o futuro sustent\u00e1vel do planeta. Esse projeto \u00e9 o ponto alto de uma estrat\u00e9gia de posicionamento do setor segurador nas discuss\u00f5es clim\u00e1ticas que ganhou maior express\u00e3o a partir de 2023, na COP28, em Dubai, e estabelecer\u00e1 um marco em Bel\u00e9m\u201d, destaca. COMPARTILHE Mudan\u00e7as clim\u00e1ticas desafiam previsibilidade, ampliam riscos e exigem inova\u00e7\u00e3o do setor seguros no Brasil \u2022 01\/07\/2025 COP30: Setor de seguros assume papel estrat\u00e9gico na agenda clim\u00e1tica da Amaz\u00f4nia \u2022 26\/06\/2025 Do compromisso \u00e0 pr\u00e1tica: como as seguradoras podem ajudar a construir um futuro mais sustent\u00e1vel? \u2022 24\/06\/2025 Plano de transforma\u00e7\u00e3o ecol\u00f3gica do Brasil: avan\u00e7os, desafios e o papel do mercado de seguros \u2022 30\/05\/2025 Do Big Data \u00e0 Intelig\u00eancia Artificial: seguradoras aceleram inova\u00e7\u00e3o para enfrentar o clima imprevis\u00edvel no Brasil \u2022 13\/05\/2025 Casa do Seguro insere setor no centro das discuss\u00f5es sobre a crise clim\u00e1tica \u2022 08\/05\/2025 COP30: CNseg inicia Ciclo de Di\u00e1logos Institucionais da Casa do Seguro \u2022 28\/04\/2025 Como as seguradoras atuam antes, durante e ap\u00f3s uma trag\u00e9dia clim\u00e1tica? \u2022 24\/04\/2025 Mudan\u00e7as clim\u00e1ticas: quais s\u00e3o os desafios do setor de seguros? \u2022 17\/04\/2025 Casa do Seguro marca posi\u00e7\u00e3o do setor frente \u00e0s mudan\u00e7as clim\u00e1ticas, diz presidente da Allianz \u2022 15\/04\/2025<\/p>\n","protected":false},"author":3,"featured_media":3054,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-3049","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/casadoseguro.org.br\/en\/wp-json\/wp\/v2\/posts\/3049","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/casadoseguro.org.br\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/casadoseguro.org.br\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/casadoseguro.org.br\/en\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/casadoseguro.org.br\/en\/wp-json\/wp\/v2\/comments?post=3049"}],"version-history":[{"count":0,"href":"https:\/\/casadoseguro.org.br\/en\/wp-json\/wp\/v2\/posts\/3049\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/casadoseguro.org.br\/en\/wp-json\/wp\/v2\/media\/3054"}],"wp:attachment":[{"href":"https:\/\/casadoseguro.org.br\/en\/wp-json\/wp\/v2\/media?parent=3049"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/casadoseguro.org.br\/en\/wp-json\/wp\/v2\/categories?post=3049"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/casadoseguro.org.br\/en\/wp-json\/wp\/v2\/tags?post=3049"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}