{"id":6316,"date":"2025-08-25T16:46:40","date_gmt":"2025-08-25T19:46:40","guid":{"rendered":"https:\/\/casadoseguro.org.br\/?p=6316"},"modified":"2025-08-25T16:51:54","modified_gmt":"2025-08-25T19:51:54","slug":"mudanca-climatica-impoe-novo-paradigma-a-industria-de-seguros-alerta-presidente-da-cnseg","status":"publish","type":"post","link":"https:\/\/casadoseguro.org.br\/en\/mudanca-climatica-impoe-novo-paradigma-a-industria-de-seguros-alerta-presidente-da-cnseg\/","title":{"rendered":"Mudan\u00e7a clim\u00e1tica imp\u00f5e novo paradigma \u00e0 ind\u00fastria de seguros, alerta presidente da CNseg"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"6316\" class=\"elementor elementor-6316\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bdc5834 e-con-full she-header-yes she-header-transparent-yes e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no 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https:\/\/casadoseguro.org.br\/wp-content\/uploads\/2025\/08\/3o-Workshop-Dyogo-18x8.jpg 18w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><\/a><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bea1586 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"bea1586\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Mudan\u00e7a clim\u00e1tica imp\u00f5e novo paradigma \u00e0 ind\u00fastria de seguros, alerta presidente da CNseg<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-560ff5f wpr-post-info-align-left elementor-widget elementor-widget-wpr-post-info\" data-id=\"560ff5f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"wpr-post-info.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<ul class=\"wpr-post-info wpr-post-info-horizontal\"><li class=\"wpr-post-info-date\"><span class=\"wpr-post-info-text\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-calendar-alt\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M148 288h-40c-6.6 0-12-5.4-12-12v-40c0-6.6 5.4-12 12-12h40c6.6 0 12 5.4 12 12v40c0 6.6-5.4 12-12 12zm108-12v-40c0-6.6-5.4-12-12-12h-40c-6.6 0-12 5.4-12 12v40c0 6.6 5.4 12 12 12h40c6.6 0 12-5.4 12-12zm96 0v-40c0-6.6-5.4-12-12-12h-40c-6.6 0-12 5.4-12 12v40c0 6.6 5.4 12 12 12h40c6.6 0 12-5.4 12-12zm-96 96v-40c0-6.6-5.4-12-12-12h-40c-6.6 0-12 5.4-12 12v40c0 6.6 5.4 12 12 12h40c6.6 0 12-5.4 12-12zm-96 0v-40c0-6.6-5.4-12-12-12h-40c-6.6 0-12 5.4-12 12v40c0 6.6 5.4 12 12 12h40c6.6 0 12-5.4 12-12zm192 0v-40c0-6.6-5.4-12-12-12h-40c-6.6 0-12 5.4-12 12v40c0 6.6 5.4 12 12 12h40c6.6 0 12-5.4 12-12zm96-260v352c0 26.5-21.5 48-48 48H48c-26.5 0-48-21.5-48-48V112c0-26.5 21.5-48 48-48h48V12c0-6.6 5.4-12 12-12h40c6.6 0 12 5.4 12 12v52h128V12c0-6.6 5.4-12 12-12h40c6.6 0 12 5.4 12 12v52h48c26.5 0 48 21.5 48 48zm-48 346V160H48v298c0 3.3 2.7 6 6 6h340c3.3 0 6-2.7 6-6z\"><\/path><\/svg><\/span><span>25\/08\/2025<\/span><\/li><\/ul>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-06b9992 elementor-widget elementor-widget-heading\" data-id=\"06b9992\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Dyogo Oliveira afirma que os modelos de risco tradicionais j\u00e1 n\u00e3o s\u00e3o capazes de prever os impactos dos eventos extremos<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2d9cfcd elementor-widget elementor-widget-text-editor\" data-id=\"2d9cfcd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\n<p class=\"wp-block-paragraph\">\u201cAs mudan\u00e7as clim\u00e1ticas n\u00e3o est\u00e3o apenas elevando o volume de indeniza\u00e7\u00f5es pagas pelo setor de seguros, mas transformando a pr\u00f3pria ess\u00eancia da atividade seguradora\u201d, afirmou o presidente da Confedera\u00e7\u00e3o Nacional das Seguradoras (<strong>CNseg<\/strong>), <strong>Dyogo Oliveira<\/strong>, durante a abertura do <strong>3\u00ba Workshop de Seguros para Jornalistas<\/strong>, realizado pela CNseg no dia 22 de agosto, no Rio de Janeiro.<\/p>\n<p>Segundo ele, o maior desafio para os pr\u00f3ximos anos ser\u00e1 rever a modelagem de an\u00e1lise de risco, j\u00e1 que o m\u00e9todo tradicional, baseado em estat\u00edsticas passadas, n\u00e3o consegue mais capturar a realidade atual.<\/p>\n<p>Oliveira explicou que as mudan\u00e7as clim\u00e1ticas representam uma \u201cquebra de s\u00e9rie temporal\u201d. Em outras palavras, os dados hist\u00f3ricos, que serviam de base para precificar e calcular riscos, deixaram de refletir o que est\u00e1 por vir. \u201cA realidade atual n\u00e3o se comporta mais como se comportava no passado. Portanto, olhar os dados do passado n\u00e3o serve para avaliar qual \u00e9 o risco futuro\u201d, afirmou.<\/p>\n<p>O impacto j\u00e1 \u00e9 sentido, por exemplo, no seguro rural, que enfrentou graves problemas de precifica\u00e7\u00e3o nos \u00faltimos anos. Ele citou o caso do Rio Grande do Sul: historicamente, havia uma seca a cada dez anos. No entanto, em apenas cinco anos, o estado registrou quatro secas e tr\u00eas enchentes. \u201cSeca num semestre, enchente no outro\u201d, resumiu.<\/p>\n<p>Segundo o presidente da CNseg, esse \u00e9 o retrato mais claro de como os eventos clim\u00e1ticos se tornaram mais frequentes, vol\u00e1teis e severos. No Brasil, 94% dos munic\u00edpios decretaram estado de emerg\u00eancia ou calamidade por motivo clim\u00e1tico ao menos uma vez nos \u00faltimos dez anos, somando R$ 327 bilh\u00f5es em perdas econ\u00f4micas. Apenas em 2024, foram registrados 1.690 eventos, m\u00e9dia de quatro por dia.<\/p>\n<p>Apesar do quadro, ele ressaltou que a participa\u00e7\u00e3o do setor de seguros ainda \u00e9 limitada: no caso do Rio Grande do Sul, as perdas chegaram a mais de R$ 100 bilh\u00f5es, mas apenas R$ 6 bilh\u00f5es foram cobertos por ap\u00f3lices.<\/p>\n<p>Para enfrentar esse cen\u00e1rio, a CNseg tem atuado em f\u00f3runs internacionais, com presen\u00e7a na London Climate Week, no F\u00f3rum Brasil-Fran\u00e7a de Seguros e na Europe Insurance Meeting, o maior evento de seguros da Europa. Oliveira lembrou que a urg\u00eancia do tema \u00e9 global: no ano passado, o mundo registrou US$ 368 bilh\u00f5es em preju\u00edzos econ\u00f4micos decorrentes de eventos clim\u00e1ticos, sendo que 40% desse valor, US$ 145 bilh\u00f5es, foram suportados pela ind\u00fastria de seguros. No Brasil, a Confedera\u00e7\u00e3o tamb\u00e9m vem desenvolvendo iniciativas, como o Hub de Intelig\u00eancia Clim\u00e1tica, destinado a aprimorar o conhecimento sobre riscos e auxiliar as seguradoras na cria\u00e7\u00e3o de produtos mais adequados.<\/p>\n<p>O presidente da CNseg chamou aten\u00e7\u00e3o ainda para uma lacuna preocupante: o setor p\u00fablico brasileiro, que tamb\u00e9m sofre os impactos das mudan\u00e7as clim\u00e1ticas, hoje, est\u00e1 completamente sem nenhum seguro. \u201cN\u00e3o h\u00e1 seguro da infraestrutura p\u00fablica, das rodovias, das ferrovias, dos aeroportos. N\u00e3o h\u00e1 seguro dos pr\u00e9dios p\u00fablicos, das escolas, dos hospitais, dos escrit\u00f3rios do governo. N\u00e3o h\u00e1 seguro para nada disso\u201d, afirmou.<\/p>\n<p>\u201cO clima n\u00e3o apenas mudou. Ele se tornou mais vol\u00e1til, e os extremos mais frequentes\u201d, refor\u00e7ou o presidente da CNseg, lembrando que o setor ter\u00e1 papel fundamental na constru\u00e7\u00e3o de resili\u00eancia da sociedade frente aos impactos clim\u00e1ticos.<\/p>\n<p><strong>Confira abaixo a \u00edntegra da apresenta\u00e7\u00e3o do presidente da CNseg no evento<\/strong><\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-11b8523 elementor-widget elementor-widget-video\" data-id=\"11b8523\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;youtube_url&quot;:&quot;https:\\\/\\\/youtu.be\\\/UMvT1nyujuw&quot;,&quot;video_type&quot;:&quot;youtube&quot;,&quot;controls&quot;:&quot;yes&quot;}\" data-widget_type=\"video.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-wrapper elementor-open-inline\">\n\t\t\t<div class=\"elementor-video\"><\/div>\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-446204b elementor-widget elementor-widget-heading\" data-id=\"446204b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Sobre a Casa do Seguro<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-144d1a2 elementor-widget elementor-widget-text-editor\" data-id=\"144d1a2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>A\u00a0<strong>Casa do Seguro<\/strong>\u00a0estar\u00e1 situada em local muito pr\u00f3ximo ao espa\u00e7o oficial da\u00a0<strong>COP30<\/strong>. Al\u00e9m da programa\u00e7\u00e3o de conte\u00fado, promover\u00e1 iniciativas de responsabilidade social, prestigiando a economia e a m\u00e3o de obra locais. O projeto \u00e9 ambientalmente respons\u00e1vel e foi desenvolvido dentro dos conceitos de evento neutro e res\u00edduo zero, prevendo ainda uso eficiente de \u00e1gua e energia.<\/p>\n<p>Com o apoio de seus empoderadores \u2013\u00a0<a href=\"https:\/\/www.allianz.com.br\/\">Allianz<\/a>,\u00a0<a href=\"https:\/\/axa.com.br\/\">AXA<\/a>, <a href=\"https:\/\/www.bradescoseguros.com.br\/clientes\">Bradesco Seguros<\/a>, <a href=\"https:\/\/www.mapfre.com.br\/para-voce\/\">MAPFRE<\/a>,\u00a0<a href=\"https:\/\/www.marsh.com\/pt-br\/home.html\">Marsh<\/a>,\u00a0<a href=\"https:\/\/www.portoseguro.com.br\/\">Porto<\/a>,\u00a0<a href=\"https:\/\/www.prudential.com.br\/\">Prudential<\/a>,\u00a0<a href=\"https:\/\/www.tokiomarine.com.br\/\">Tokio Marine<\/a>\u00a0e <a href=\"https:\/\/www.marsh.com\/pt-br\/locations\/brazil.html\">Marsh McLennann<\/a> \u2013\u00a0 a Casa funcionar\u00e1 em 1,6 mil m\u00b2 de \u00e1rea \u00fatil, acomodando plen\u00e1ria com 100 lugares, seis salas de reuni\u00e3o,\u00a0<em>business lounges,<\/em>\u00a0est\u00fadio para grava\u00e7\u00e3o de podcasts, sala de imprensa, espa\u00e7o de conviv\u00eancia e \u00e1rea para exposi\u00e7\u00f5es art\u00edsticas e apresenta\u00e7\u00f5es culturais.\u00a0<\/p>\n<p>Na programa\u00e7\u00e3o, destacam-se:<\/p>\n<ul>\n<li>debates e pain\u00e9is tem\u00e1ticos;<\/li>\n<li>f\u00f3runs em parceria com entidades setoriais, organiza\u00e7\u00f5es internacionais e contrapartes estrangeiras da CNseg;<\/li>\n<li>reuni\u00f5es bilaterais;<\/li>\n<li>apresenta\u00e7\u00e3o de produtos e servi\u00e7os; e<\/li>\n<li>atividades culturais.\u00a0<\/li>\n<\/ul>\n<p>\u00a0<\/p>\n<p>Alguns eixos v\u00e3o pautar a agenda da Casa do Seguro, como a prote\u00e7\u00e3o social e dos investimentos, as finan\u00e7as sustent\u00e1veis, a infraestrutura resiliente, a intelig\u00eancia clim\u00e1tica, seguros &amp; agroneg\u00f3cio, a descarboniza\u00e7\u00e3o da frota brasileira e como os seguros podem auxiliar no desenvolvimento industrial mais sustent\u00e1vel.<\/p>\n<p><!-- \/wp:paragraph --><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-34c9f2e elementor-widget elementor-widget-heading\" data-id=\"34c9f2e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">COMPARTILHE<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6af7c25 elementor-share-buttons--view-icon elementor-share-buttons--skin-minimal elementor-share-buttons--shape-rounded elementor-share-buttons--color-custom elementor-grid-0 elementor-widget elementor-widget-share-buttons\" data-id=\"6af7c25\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"share-buttons.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-grid\" role=\"list\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-grid-item\" role=\"listitem\">\n\t\t\t\t\t\t<div class=\"elementor-share-btn elementor-share-btn_whatsapp\" role=\"button\" tabindex=\"0\" aria-label=\"Share on whatsapp\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-share-btn__icon\">\n\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fab-whatsapp\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M380.9 97.1C339 55.1 283.2 32 223.9 32c-122.4 0-222 99.6-222 222 0 39.1 10.2 77.3 29.6 111L0 480l117.7-30.9c32.4 17.7 68.9 27 106.1 27h.1c122.3 0 224.1-99.6 224.1-222 0-59.3-25.2-115-67.1-157zm-157 341.6c-33.2 0-65.7-8.9-94-25.7l-6.7-4-69.8 18.3L72 359.2l-4.4-7c-18.5-29.4-28.2-63.3-28.2-98.2 0-101.7 82.8-184.5 184.6-184.5 49.3 0 95.6 19.2 130.4 54.1 34.8 34.9 56.2 81.2 56.1 130.5 0 101.8-84.9 184.6-186.6 184.6zm101.2-138.2c-5.5-2.8-32.8-16.2-37.9-18-5.1-1.9-8.8-2.8-12.5 2.8-3.7 5.6-14.3 18-17.6 21.8-3.2 3.7-6.5 4.2-12 1.4-32.6-16.3-54-29.1-75.5-66-5.7-9.8 5.7-9.1 16.3-30.3 1.8-3.7.9-6.9-.5-9.7-1.4-2.8-12.5-30.1-17.1-41.2-4.5-10.8-9.1-9.3-12.5-9.5-3.2-.2-6.9-.2-10.6-.2-3.7 0-9.7 1.4-14.8 6.9-5.1 5.6-19.4 19-19.4 46.3 0 27.3 19.9 53.7 22.6 57.4 2.8 3.7 39.1 59.7 94.8 83.8 35.2 15.2 49 16.5 66.6 13.9 10.7-1.6 32.8-13.4 37.4-26.4 4.6-13 4.6-24.1 3.2-26.4-1.3-2.5-5-3.9-10.5-6.6z\"><\/path><\/svg>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-grid-item\" role=\"listitem\">\n\t\t\t\t\t\t<div class=\"elementor-share-btn elementor-share-btn_facebook\" role=\"button\" tabindex=\"0\" aria-label=\"Share on facebook\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-share-btn__icon\">\n\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fab-facebook\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"><\/path><\/svg>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-grid-item\" role=\"listitem\">\n\t\t\t\t\t\t<div class=\"elementor-share-btn elementor-share-btn_linkedin\" role=\"button\" tabindex=\"0\" aria-label=\"Share on linkedin\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-share-btn__icon\">\n\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fab-linkedin\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 32H31.9C14.3 32 0 46.5 0 64.3v383.4C0 465.5 14.3 480 31.9 480H416c17.6 0 32-14.5 32-32.3V64.3c0-17.8-14.4-32.3-32-32.3zM135.4 416H69V202.2h66.5V416zm-33.2-243c-21.3 0-38.5-17.3-38.5-38.5S80.9 96 102.2 96c21.2 0 38.5 17.3 38.5 38.5 0 21.3-17.2 38.5-38.5 38.5zm282.1 243h-66.4V312c0-24.8-.5-56.7-34.5-56.7-34.6 0-39.9 27-39.9 54.9V416h-66.4V202.2h63.7v29.2h.9c8.9-16.8 30.6-34.5 62.9-34.5 67.2 0 79.7 44.3 79.7 101.9V416z\"><\/path><\/svg>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-grid-item\" role=\"listitem\">\n\t\t\t\t\t\t<div class=\"elementor-share-btn elementor-share-btn_x-twitter\" role=\"button\" tabindex=\"0\" aria-label=\"Share on x-twitter\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-share-btn__icon\">\n\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fab-x-twitter\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"><\/path><\/svg>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-grid-item\" role=\"listitem\">\n\t\t\t\t\t\t<div class=\"elementor-share-btn elementor-share-btn_email\" role=\"button\" tabindex=\"0\" aria-label=\"Share on email\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-share-btn__icon\">\n\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-envelope\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M502.3 190.8c3.9-3.1 9.7-.2 9.7 4.7V400c0 26.5-21.5 48-48 48H48c-26.5 0-48-21.5-48-48V195.6c0-5 5.7-7.8 9.7-4.7 22.4 17.4 52.1 39.5 154.1 113.6 21.1 15.4 56.7 47.8 92.2 47.6 35.7.3 72-32.8 92.3-47.6 102-74.1 131.6-96.3 154-113.7zM256 320c23.2.4 56.6-29.2 73.4-41.4 132.7-96.3 142.8-104.7 173.4-128.7 5.8-4.5 9.2-11.5 9.2-18.9v-19c0-26.5-21.5-48-48-48H48C21.5 64 0 85.5 0 112v19c0 7.4 3.4 14.3 9.2 18.9 30.6 23.9 40.7 32.4 173.4 128.7 16.8 12.2 50.2 41.8 73.4 41.4z\"><\/path><\/svg>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c284426 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"c284426\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3c40a4e premium-blog-align-left elementor-widget elementor-widget-premium-addon-blog\" data-id=\"3c40a4e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"premium-addon-blog.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\t\t\n\n\t\t\t\t<div class=\"premium-blog-wrap  premium-blog-list\" data-page=\"6316\">\n\t\t\t\t\t\t\t\t\t<div class=\"premium-blog-post-outer-container\" data-total=\"10\">\n\t\t\t<div class=\"premium-blog-post-container premium-blog-skin-classic\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"premium-blog-content-wrapper empty-thumb\">\n\n\t\t\t\t\t<div class=\"premium-blog-inner-container\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h2 class=\"premium-blog-entry-title\">\n\t\t\t<a href=\"https:\/\/casadoseguro.org.br\/en\/de-belem-a-cop31-casa-do-seguro-lanca-forca-tarefa-global-de-resiliencia-climatica\/\" target=\"_blank\">\n\t\t\t\tDe Bel\u00e9m \u00e0 COP31: Casa do Seguro lan\u00e7a for\u00e7a-tarefa global de resili\u00eancia clim\u00e1tica\t\t\t<\/a>\n\t\t<\/h2>\n\t\t\t\t<div class=\"premium-blog-entry-meta\">\n\t\t\t\n\t\t\t\t\t\t\t<span class=\"premium-blog-meta-separator\">\u2022<\/span>\n\t\t\t\t<div class=\"premium-blog-post-time premium-blog-meta-data\">\n\t\t\t\t\t<i class=\"fa fa-calendar-alt\" aria-hidden=\"true\"><\/i>\n\t\t\t\t\t<span>21\/11\/2025<\/span>\n\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t\t\t<div class=\"premium-blog-post-outer-container\" data-total=\"10\">\n\t\t\t<div class=\"premium-blog-post-container premium-blog-skin-classic\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"premium-blog-content-wrapper empty-thumb\">\n\n\t\t\t\t\t<div class=\"premium-blog-inner-container\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h2 class=\"premium-blog-entry-title\">\n\t\t\t<a href=\"https:\/\/casadoseguro.org.br\/en\/cnseg-lanca-solucao-conformidade-socioambiental-para-o-seguro-rural\/\" target=\"_blank\">\n\t\t\t\tCNseg lan\u00e7a solu\u00e7\u00e3o Conformidade Socioambiental para o Seguro Rural\t\t\t<\/a>\n\t\t<\/h2>\n\t\t\t\t<div class=\"premium-blog-entry-meta\">\n\t\t\t\n\t\t\t\t\t\t\t<span class=\"premium-blog-meta-separator\">\u2022<\/span>\n\t\t\t\t<div class=\"premium-blog-post-time premium-blog-meta-data\">\n\t\t\t\t\t<i class=\"fa fa-calendar-alt\" aria-hidden=\"true\"><\/i>\n\t\t\t\t\t<span>21\/11\/2025<\/span>\n\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t\t\t<div class=\"premium-blog-post-outer-container\" data-total=\"10\">\n\t\t\t<div class=\"premium-blog-post-container premium-blog-skin-classic\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"premium-blog-content-wrapper empty-thumb\">\n\n\t\t\t\t\t<div class=\"premium-blog-inner-container\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h2 class=\"premium-blog-entry-title\">\n\t\t\t<a href=\"https:\/\/casadoseguro.org.br\/en\/como-o-seguro-rural-pode-transformar-o-agro-diante-da-crise-climatica\/\" target=\"_blank\">\n\t\t\t\tComo o seguro rural pode transformar o agro diante da crise clim\u00e1tica?\t\t\t<\/a>\n\t\t<\/h2>\n\t\t\t\t<div class=\"premium-blog-entry-meta\">\n\t\t\t\n\t\t\t\t\t\t\t<span class=\"premium-blog-meta-separator\">\u2022<\/span>\n\t\t\t\t<div class=\"premium-blog-post-time premium-blog-meta-data\">\n\t\t\t\t\t<i class=\"fa fa-calendar-alt\" aria-hidden=\"true\"><\/i>\n\t\t\t\t\t<span>20\/11\/2025<\/span>\n\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t\t\t<div class=\"premium-blog-post-outer-container\" data-total=\"10\">\n\t\t\t<div class=\"premium-blog-post-container premium-blog-skin-classic\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"premium-blog-content-wrapper empty-thumb\">\n\n\t\t\t\t\t<div class=\"premium-blog-inner-container\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h2 class=\"premium-blog-entry-title\">\n\t\t\t<a href=\"https:\/\/casadoseguro.org.br\/en\/avanco-das-praticas-regenerativas-abre-caminho-para-seguros-rurais-mais-personalizados\/\" target=\"_blank\">\n\t\t\t\tAvan\u00e7o das pr\u00e1ticas regenerativas abre caminho para seguros rurais mais personalizados\t\t\t<\/a>\n\t\t<\/h2>\n\t\t\t\t<div class=\"premium-blog-entry-meta\">\n\t\t\t\n\t\t\t\t\t\t\t<span class=\"premium-blog-meta-separator\">\u2022<\/span>\n\t\t\t\t<div class=\"premium-blog-post-time premium-blog-meta-data\">\n\t\t\t\t\t<i class=\"fa fa-calendar-alt\" aria-hidden=\"true\"><\/i>\n\t\t\t\t\t<span>20\/11\/2025<\/span>\n\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t\t\t<div class=\"premium-blog-post-outer-container\" data-total=\"10\">\n\t\t\t<div class=\"premium-blog-post-container premium-blog-skin-classic\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"premium-blog-content-wrapper empty-thumb\">\n\n\t\t\t\t\t<div class=\"premium-blog-inner-container\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h2 class=\"premium-blog-entry-title\">\n\t\t\t<a href=\"https:\/\/casadoseguro.org.br\/en\/do-risco-ao-planejamento-como-seguros-ciencia-e-municipios-estao-moldando-a-resiliencia-climatica\/\" target=\"_blank\">\n\t\t\t\tDo risco ao planejamento: como seguros, ci\u00eancia e munic\u00edpios est\u00e3o moldando a resili\u00eancia clim\u00e1tica\t\t\t<\/a>\n\t\t<\/h2>\n\t\t\t\t<div class=\"premium-blog-entry-meta\">\n\t\t\t\n\t\t\t\t\t\t\t<span class=\"premium-blog-meta-separator\">\u2022<\/span>\n\t\t\t\t<div class=\"premium-blog-post-time premium-blog-meta-data\">\n\t\t\t\t\t<i class=\"fa fa-calendar-alt\" aria-hidden=\"true\"><\/i>\n\t\t\t\t\t<span>19\/11\/2025<\/span>\n\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t\t\t<div class=\"premium-blog-post-outer-container\" data-total=\"10\">\n\t\t\t<div class=\"premium-blog-post-container premium-blog-skin-classic\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"premium-blog-content-wrapper empty-thumb\">\n\n\t\t\t\t\t<div class=\"premium-blog-inner-container\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h2 class=\"premium-blog-entry-title\">\n\t\t\t<a href=\"https:\/\/casadoseguro.org.br\/en\/seguros-infraestrutura-e-natureza-os-caminhos-para-fortalecer-a-resiliencia-urbana-na-america-latina\/\" target=\"_blank\">\n\t\t\t\tSeguros, infraestrutura e natureza: os caminhos para fortalecer a resili\u00eancia urbana na Am\u00e9rica Latina\t\t\t<\/a>\n\t\t<\/h2>\n\t\t\t\t<div class=\"premium-blog-entry-meta\">\n\t\t\t\n\t\t\t\t\t\t\t<span class=\"premium-blog-meta-separator\">\u2022<\/span>\n\t\t\t\t<div class=\"premium-blog-post-time premium-blog-meta-data\">\n\t\t\t\t\t<i class=\"fa fa-calendar-alt\" aria-hidden=\"true\"><\/i>\n\t\t\t\t\t<span>19\/11\/2025<\/span>\n\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t\t\t<div class=\"premium-blog-post-outer-container\" data-total=\"10\">\n\t\t\t<div class=\"premium-blog-post-container premium-blog-skin-classic\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"premium-blog-content-wrapper empty-thumb\">\n\n\t\t\t\t\t<div class=\"premium-blog-inner-container\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h2 class=\"premium-blog-entry-title\">\n\t\t\t<a href=\"https:\/\/casadoseguro.org.br\/en\/cop30-cnseg-lanca-ferramenta-regionalizada-contra-risco-de-inundacao\/\" target=\"_blank\">\n\t\t\t\tCOP30: CNseg lan\u00e7a ferramenta regionalizada contra risco de inunda\u00e7\u00e3o\t\t\t<\/a>\n\t\t<\/h2>\n\t\t\t\t<div class=\"premium-blog-entry-meta\">\n\t\t\t\n\t\t\t\t\t\t\t<span class=\"premium-blog-meta-separator\">\u2022<\/span>\n\t\t\t\t<div class=\"premium-blog-post-time premium-blog-meta-data\">\n\t\t\t\t\t<i class=\"fa fa-calendar-alt\" aria-hidden=\"true\"><\/i>\n\t\t\t\t\t<span>19\/11\/2025<\/span>\n\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t\t\t<div class=\"premium-blog-post-outer-container\" data-total=\"10\">\n\t\t\t<div class=\"premium-blog-post-container premium-blog-skin-classic\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"premium-blog-content-wrapper empty-thumb\">\n\n\t\t\t\t\t<div class=\"premium-blog-inner-container\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h2 class=\"premium-blog-entry-title\">\n\t\t\t<a href=\"https:\/\/casadoseguro.org.br\/en\/do-financiamento-a-adaptacao-o-papel-estrategico-do-seguro-na-nova-agenda-da-infraestrutura-brasileira\/\" target=\"_blank\">\n\t\t\t\tDo financiamento \u00e0 adapta\u00e7\u00e3o: o papel estrat\u00e9gico do seguro na nova agenda da infraestrutura brasileira\t\t\t<\/a>\n\t\t<\/h2>\n\t\t\t\t<div class=\"premium-blog-entry-meta\">\n\t\t\t\n\t\t\t\t\t\t\t<span class=\"premium-blog-meta-separator\">\u2022<\/span>\n\t\t\t\t<div class=\"premium-blog-post-time premium-blog-meta-data\">\n\t\t\t\t\t<i class=\"fa fa-calendar-alt\" aria-hidden=\"true\"><\/i>\n\t\t\t\t\t<span>18\/11\/2025<\/span>\n\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t\t\t<div class=\"premium-blog-post-outer-container\" data-total=\"10\">\n\t\t\t<div class=\"premium-blog-post-container premium-blog-skin-classic\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"premium-blog-content-wrapper empty-thumb\">\n\n\t\t\t\t\t<div class=\"premium-blog-inner-container\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h2 class=\"premium-blog-entry-title\">\n\t\t\t<a href=\"https:\/\/casadoseguro.org.br\/en\/inovacao-e-peca-chave-para-adaptacao-climatica-e-avanco-do-mercado-de-carbono\/\" target=\"_blank\">\n\t\t\t\tInova\u00e7\u00e3o \u00e9 pe\u00e7a chave para adapta\u00e7\u00e3o clim\u00e1tica e avan\u00e7o do mercado de carbono\t\t\t<\/a>\n\t\t<\/h2>\n\t\t\t\t<div class=\"premium-blog-entry-meta\">\n\t\t\t\n\t\t\t\t\t\t\t<span class=\"premium-blog-meta-separator\">\u2022<\/span>\n\t\t\t\t<div class=\"premium-blog-post-time premium-blog-meta-data\">\n\t\t\t\t\t<i class=\"fa fa-calendar-alt\" aria-hidden=\"true\"><\/i>\n\t\t\t\t\t<span>18\/11\/2025<\/span>\n\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t\t\t<div class=\"premium-blog-post-outer-container\" data-total=\"10\">\n\t\t\t<div class=\"premium-blog-post-container premium-blog-skin-classic\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"premium-blog-content-wrapper empty-thumb\">\n\n\t\t\t\t\t<div class=\"premium-blog-inner-container\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h2 class=\"premium-blog-entry-title\">\n\t\t\t<a href=\"https:\/\/casadoseguro.org.br\/en\/como-a-parceria-entre-cooperativas-e-seguros-prepara-o-brasil-para-enfrentar-desastres-climaticos\/\" target=\"_blank\">\n\t\t\t\tComo a parceria entre cooperativas e seguros prepara o Brasil para enfrentar desastres clim\u00e1ticos\t\t\t<\/a>\n\t\t<\/h2>\n\t\t\t\t<div class=\"premium-blog-entry-meta\">\n\t\t\t\n\t\t\t\t\t\t\t<span class=\"premium-blog-meta-separator\">\u2022<\/span>\n\t\t\t\t<div class=\"premium-blog-post-time premium-blog-meta-data\">\n\t\t\t\t\t<i class=\"fa fa-calendar-alt\" aria-hidden=\"true\"><\/i>\n\t\t\t\t\t<span>17\/11\/2025<\/span>\n\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t\t\t\t\t\t<\/div>\n\n\t\t\n\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Dyogo Oliveira afirma que os modelos de risco tradicionais j\u00e1 n\u00e3o s\u00e3o capazes de prever os impactos dos eventos extremos.<\/p>","protected":false},"author":3,"featured_media":6317,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-6316","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/casadoseguro.org.br\/en\/wp-json\/wp\/v2\/posts\/6316","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/casadoseguro.org.br\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/casadoseguro.org.br\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/casadoseguro.org.br\/en\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/casadoseguro.org.br\/en\/wp-json\/wp\/v2\/comments?post=6316"}],"version-history":[{"count":0,"href":"https:\/\/casadoseguro.org.br\/en\/wp-json\/wp\/v2\/posts\/6316\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/casadoseguro.org.br\/en\/wp-json\/wp\/v2\/media\/6317"}],"wp:attachment":[{"href":"https:\/\/casadoseguro.org.br\/en\/wp-json\/wp\/v2\/media?parent=6316"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/casadoseguro.org.br\/en\/wp-json\/wp\/v2\/categories?post=6316"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/casadoseguro.org.br\/en\/wp-json\/wp\/v2\/tags?post=6316"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}