{"id":3124,"date":"2025-04-24T15:52:58","date_gmt":"2025-04-24T18:52:58","guid":{"rendered":"https:\/\/casadoseguro.org.br\/?p=3124"},"modified":"2025-07-08T15:09:57","modified_gmt":"2025-07-08T18:09:57","slug":"como-as-seguradoras-atuam-antes-durante-e-apos-uma-tragedia-climatica","status":"publish","type":"post","link":"https:\/\/casadoseguro.org.br\/es\/como-as-seguradoras-atuam-antes-durante-e-apos-uma-tragedia-climatica\/","title":{"rendered":"Como as seguradoras atuam antes, durante e ap\u00f3s uma trag\u00e9dia clim\u00e1tica?"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"3124\" class=\"elementor elementor-3124\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bdc5834 e-con-full she-header-yes she-header-transparent-yes e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"bdc5834\" 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data-id=\"e27918c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"800\" height=\"354\" src=\"https:\/\/casadoseguro.org.br\/wp-content\/uploads\/2025\/04\/tragedia-climatica-1024x453.webp\" class=\"attachment-large size-large wp-image-3139\" alt=\"\" srcset=\"https:\/\/casadoseguro.org.br\/wp-content\/uploads\/2025\/04\/tragedia-climatica-1024x453.webp 1024w, https:\/\/casadoseguro.org.br\/wp-content\/uploads\/2025\/04\/tragedia-climatica-300x133.webp 300w, https:\/\/casadoseguro.org.br\/wp-content\/uploads\/2025\/04\/tragedia-climatica-768x340.webp 768w, https:\/\/casadoseguro.org.br\/wp-content\/uploads\/2025\/04\/tragedia-climatica.webp 1333w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bea1586 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"bea1586\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Como as seguradoras atuam antes, durante e ap\u00f3s uma trag\u00e9dia clim\u00e1tica?<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ca4ebd1 wpr-post-info-align-left elementor-widget elementor-widget-wpr-post-info\" data-id=\"ca4ebd1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"wpr-post-info.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<ul class=\"wpr-post-info wpr-post-info-horizontal\"><li class=\"wpr-post-info-date\"><span class=\"wpr-post-info-text\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-calendar-alt\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M148 288h-40c-6.6 0-12-5.4-12-12v-40c0-6.6 5.4-12 12-12h40c6.6 0 12 5.4 12 12v40c0 6.6-5.4 12-12 12zm108-12v-40c0-6.6-5.4-12-12-12h-40c-6.6 0-12 5.4-12 12v40c0 6.6 5.4 12 12 12h40c6.6 0 12-5.4 12-12zm96 0v-40c0-6.6-5.4-12-12-12h-40c-6.6 0-12 5.4-12 12v40c0 6.6 5.4 12 12 12h40c6.6 0 12-5.4 12-12zm-96 96v-40c0-6.6-5.4-12-12-12h-40c-6.6 0-12 5.4-12 12v40c0 6.6 5.4 12 12 12h40c6.6 0 12-5.4 12-12zm-96 0v-40c0-6.6-5.4-12-12-12h-40c-6.6 0-12 5.4-12 12v40c0 6.6 5.4 12 12 12h40c6.6 0 12-5.4 12-12zm192 0v-40c0-6.6-5.4-12-12-12h-40c-6.6 0-12 5.4-12 12v40c0 6.6 5.4 12 12 12h40c6.6 0 12-5.4 12-12zm96-260v352c0 26.5-21.5 48-48 48H48c-26.5 0-48-21.5-48-48V112c0-26.5 21.5-48 48-48h48V12c0-6.6 5.4-12 12-12h40c6.6 0 12 5.4 12 12v52h128V12c0-6.6 5.4-12 12-12h40c6.6 0 12 5.4 12 12v52h48c26.5 0 48 21.5 48 48zm-48 346V160H48v298c0 3.3 2.7 6 6 6h340c3.3 0 6-2.7 6-6z\"><\/path><\/svg><\/span><span>24\/04\/2025<\/span><\/li><\/ul>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2d9cfcd elementor-widget elementor-widget-text-editor\" data-id=\"2d9cfcd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\n<p class=\"wp-block-paragraph\">O setor de seguros no Brasil tem assumido um papel estrat\u00e9gico e multifacetado diante do aumento dos desastres clim\u00e1ticos, atuando de forma proativa na preven\u00e7\u00e3o, na resposta e na recupera\u00e7\u00e3o dos impactos causados por eventos extremos.<\/p>\n<p>Executivos do mercado destacam que as seguradoras precisam estar preparadas para agir antes, durante e depois das cat\u00e1strofes, com foco na agilidade, na inova\u00e7\u00e3o e na parceria com clientes e demais setores da economia.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d567a05 elementor-widget elementor-widget-text-editor\" data-id=\"d567a05\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\n<p class=\"wp-block-paragraph\"><strong>Andr\u00e9 Cordeiro<\/strong>, superintendente de estrat\u00e9gia de mercado, qualidade e ESG da <strong><a href=\"https:\/\/www.tokiomarine.com.br\/\" target=\"_blank\" rel=\"noopener\">Tokio Marine<\/a><\/strong>, ressalta que as seguradoras t\u00eam desafios em todas as fases do ciclo de um desastre clim\u00e1tico.<\/p>\n<blockquote>\n<p>\u201cAntes do evento, \u00e9 fundamental utilizar modelos clim\u00e1ticos avan\u00e7ados para reorganizar a cadeia de parceiros e desenvolver portf\u00f3lios que apoiem a transi\u00e7\u00e3o energ\u00e9tica. Durante as cat\u00e1strofes, a prioridade \u00e9 garantir atendimento r\u00e1pido e direcionado \u00e0s \u00e1reas mais afetadas. Ap\u00f3s o evento, o pagamento \u00e1gil das indeniza\u00e7\u00f5es \u00e9 essencial para a recomposi\u00e7\u00e3o humana e patrimonial das comunidades impactadas\u201d, afirma o executivo.<\/p>\n<\/blockquote>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2feab47 elementor-widget elementor-widget-video\" data-id=\"2feab47\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;youtube_url&quot;:&quot;https:\\\/\\\/www.youtube.com\\\/watch?v=9N8fDDNUiW8&quot;,&quot;video_type&quot;:&quot;youtube&quot;,&quot;controls&quot;:&quot;yes&quot;}\" data-widget_type=\"video.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-wrapper elementor-open-inline\">\n\t\t\t<div class=\"elementor-video\"><\/div>\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f6f421f elementor-widget elementor-widget-text-editor\" data-id=\"f6f421f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\n<p class=\"wp-block-paragraph\"><strong>Eduard Folch<\/strong>, presidente da <a href=\"https:\/\/www.allianz.com.br\/\" target=\"_blank\" rel=\"noopener\"><strong>Allianz Seguros<\/strong><\/a>, refor\u00e7a que o ponto de partida para a atua\u00e7\u00e3o das seguradoras \u00e9 a avalia\u00e7\u00e3o cont\u00ednua dos riscos enfrentados pelos segurados, o que permite orientar medidas preventivas eficazes.<\/p>\n<p>Em situa\u00e7\u00f5es de desastre, a agilidade na an\u00e1lise e no pagamento dos sinistros (imprevistos cobertos em contratos de seguros), al\u00e9m da mobiliza\u00e7\u00e3o de equipes e canais espec\u00edficos, \u00e9 crucial para acelerar a recupera\u00e7\u00e3o. Ele cita como exemplo a resposta r\u00e1pida da Allianz \u00e0s enchentes no Rio Grande do Sul em 2023, que causaram preju\u00edzos estimados em R$ 8 bilh\u00f5es e afetaram centenas de munic\u00edpios.<\/p>\n<blockquote>\n<p>\u201cNo caso do Rio Grande do Sul, tomamos medidas entre as quais valoramos os sinistros utilizando barcas indo aos lugares. A gente se aproximou e facilitou o pagamento dos boletos, a renova\u00e7\u00e3o das ap\u00f3lices [contratos]. Isso trouxe agilidade\u201d, diz o executivo.<\/p>\n<\/blockquote>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f3aff3e elementor-widget elementor-widget-video\" data-id=\"f3aff3e\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;youtube_url&quot;:&quot;https:\\\/\\\/www.youtube.com\\\/watch?v=pujdiiKuXRY&quot;,&quot;video_type&quot;:&quot;youtube&quot;,&quot;controls&quot;:&quot;yes&quot;}\" data-widget_type=\"video.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-wrapper elementor-open-inline\">\n\t\t\t<div class=\"elementor-video\"><\/div>\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-de20d31 elementor-widget elementor-widget-text-editor\" data-id=\"de20d31\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\n<h3><strong>Preven\u00e7\u00e3o<\/strong><\/h3>\n<p class=\"wp-block-paragraph\">Para <strong>Erika Medici<\/strong>, CEO da <a href=\"https:\/\/axa.com.br\/\" target=\"_blank\" rel=\"noopener\"><strong>Axa<\/strong> <\/a>no Brasil, a preven\u00e7\u00e3o e a comunica\u00e7\u00e3o transparente com clientes e a sociedade s\u00e3o fundamentais.<\/p>\n<blockquote>\n<p>\u201cNa Axa, esse \u00e9 um pilar extremamente forte e impacta toda a formata\u00e7\u00e3o de coberturas e servi\u00e7os da companhia\u201d, diz a executiva.<\/p>\n<\/blockquote>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ae3dd52 elementor-widget elementor-widget-video\" data-id=\"ae3dd52\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;youtube_url&quot;:&quot;https:\\\/\\\/youtu.be\\\/ELZC7Vrqicg&quot;,&quot;video_type&quot;:&quot;youtube&quot;,&quot;controls&quot;:&quot;yes&quot;}\" data-widget_type=\"video.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-wrapper elementor-open-inline\">\n\t\t\t<div class=\"elementor-video\"><\/div>\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-50b8a47 elementor-widget elementor-widget-text-editor\" data-id=\"50b8a47\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\n<p class=\"wp-block-paragraph\">Durante os eventos clim\u00e1ticos, a empresa utiliza tecnologias como drones para vistoriar \u00e1reas afetadas e garantir suporte emergencial eficiente. Ap\u00f3s a crise, o foco se volta para a regula\u00e7\u00e3o \u00e1gil dos sinistros, visando restabelecer a economia local e o suporte financeiro aos clientes.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a53ef76 elementor-widget elementor-widget-text-editor\" data-id=\"a53ef76\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\n<p class=\"wp-block-paragraph\"><strong>Felipe Nascimento<\/strong>, CEO da <a href=\"https:\/\/www.mapfre.com.br\/\" target=\"_blank\" rel=\"noopener\">Mapfre<\/a>,\u00a0destaca que o setor deve atuar em todas as etapas: antes, com avalia\u00e7\u00e3o de riscos e desenvolvimento de seguros espec\u00edficos para demandas socioambientais; durante, com monitoramento e atendimento emergencial; e depois, promovendo educa\u00e7\u00e3o e conscientiza\u00e7\u00e3o.<\/p>\n<blockquote>\n<p>\u201cCom as li\u00e7\u00f5es aprendidas, buscamos promover a\u00e7\u00f5es de educa\u00e7\u00e3o e conscientiza\u00e7\u00e3o para mitiga\u00e7\u00e3o de risco, incentivando pr\u00e1ticas de preven\u00e7\u00e3o e adapta\u00e7\u00e3o a essas mudan\u00e7as clim\u00e1ticas\u201d, refor\u00e7a Nascimento.<\/p>\n<\/blockquote>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-111bdfa elementor-widget elementor-widget-video\" data-id=\"111bdfa\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;youtube_url&quot;:&quot;https:\\\/\\\/www.youtube.com\\\/watch?v=sBlKN05UVI0&quot;,&quot;video_type&quot;:&quot;youtube&quot;,&quot;controls&quot;:&quot;yes&quot;}\" data-widget_type=\"video.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-wrapper elementor-open-inline\">\n\t\t\t<div class=\"elementor-video\"><\/div>\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-166002f elementor-widget elementor-widget-text-editor\" data-id=\"166002f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\n<p class=\"wp-block-paragraph\">O mercado de seguros brasileiro enfrenta desafios crescentes diante da intensifica\u00e7\u00e3o dos eventos clim\u00e1ticos, que t\u00eam elevado o volume e o custo dos sinistros.<\/p>\n<p>Al\u00e9m da resposta imediata, o setor tem papel fundamental na transi\u00e7\u00e3o para uma economia de baixo carbono, oferecendo produtos que incentivam pr\u00e1ticas sustent\u00e1veis e apoiam investimentos em energia limpa e infraestrutura resiliente.<\/p>\n<p>Estudos indicam que o setor de seguros precisar\u00e1 ampliar significativamente sua capacidade de cobertura para viabilizar os trilh\u00f5es de d\u00f3lares em investimentos necess\u00e1rios para a adapta\u00e7\u00e3o e mitiga\u00e7\u00e3o clim\u00e1tica.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b08c431 elementor-widget elementor-widget-text-editor\" data-id=\"b08c431\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\n<h3><strong>Sobre a Casa do Seguro<\/strong><\/h3>\n<p class=\"wp-block-paragraph\">Para enfrentar esses desafios, a CNseg criou a <strong>Casa do Seguro<\/strong>, projeto que tem como objetivo integrar o setor nas discuss\u00f5es sobre as mudan\u00e7as clim\u00e1ticas<\/p>\n<p>A <strong>Casa do Seguro<\/strong> funcionar\u00e1 durante a COP30, a 30\u00aa Confer\u00eancia das Na\u00e7\u00f5es Unidas sobre Mudan\u00e7as Clim\u00e1ticas, que ser\u00e1 realizada em novembro, em Bel\u00e9m (PA).<\/p>\n<p>Em uma iniciativa in\u00e9dita, a <strong>Casa do Seguro<\/strong> far\u00e1 conex\u00e3o do mercado de seguros com outros setores econ\u00f4micos, estimulando a converg\u00eancia entre agentes p\u00fablicos e privados, com ampla participa\u00e7\u00e3o da sociedade civil.<\/p>\n<p>A agenda da Casa do Seguro estar\u00e1 focada no papel do setor na gest\u00e3o de riscos clim\u00e1ticos e no financiamento de iniciativas sustent\u00e1veis.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7ac16e2d elementor-widget elementor-widget-text-editor\" data-id=\"7ac16e2d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\n<p class=\"wp-block-paragraph\">Na programa\u00e7\u00e3o, destacam-se:<\/p>\n<ul>\n<li>debates e pain\u00e9is tem\u00e1ticos;<\/li>\n<li>f\u00f3runs em parceria com entidades setoriais, organiza\u00e7\u00f5es internacionais e contrapartes estrangeiras da CNseg;<\/li>\n<li>reuni\u00f5es bilaterais;<\/li>\n<li>apresenta\u00e7\u00e3o de produtos e servi\u00e7os; e<\/li>\n<li>atividades culturais.<\/li>\n<\/ul>\n<p>\u00a0<\/p>\n<p>Alguns eixos v\u00e3o pautar a agenda da Casa do Seguro, como a prote\u00e7\u00e3o social e dos investimentos, as finan\u00e7as sustent\u00e1veis, a infraestrutura resiliente, a intelig\u00eancia clim\u00e1tica, seguros &amp; agroneg\u00f3cio, a descarboniza\u00e7\u00e3o da frota brasileira e como os seguros podem auxiliar no desenvolvimento industrial mais sustent\u00e1vel.<\/p>\n<p>Para o presidente da CNseg, Dyogo Oliveira, o mercado segurador tem um papel de destaque na transi\u00e7\u00e3o para uma economia mais verde e resiliente, e a atua\u00e7\u00e3o do setor na COP30 refletir\u00e1 a import\u00e2ncia de suas contribui\u00e7\u00f5es, em um cen\u00e1rio de agravamento das mudan\u00e7as clim\u00e1ticas.<\/p>\n<p>\u201cA Casa do Seguro ser\u00e1 uma vitrine do nosso papel como facilitadores de inova\u00e7\u00e3o e mitigadores de riscos clim\u00e1ticos, refor\u00e7ando nosso compromisso com o futuro sustent\u00e1vel do planeta. Esse projeto \u00e9 o ponto alto de uma estrat\u00e9gia de posicionamento do setor segurador nas discuss\u00f5es clim\u00e1ticas que ganhou maior express\u00e3o a partir de 2023, na COP28, em Dubai, e estabelecer\u00e1 um marco em Bel\u00e9m\u201d, destaca.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6d5bc88 elementor-widget elementor-widget-heading\" data-id=\"6d5bc88\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">COMPARTILHE<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6af7c25 elementor-share-buttons--view-icon elementor-share-buttons--skin-minimal elementor-share-buttons--shape-rounded elementor-share-buttons--color-custom elementor-grid-0 elementor-widget elementor-widget-share-buttons\" data-id=\"6af7c25\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"share-buttons.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-grid\" role=\"list\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-grid-item\" role=\"listitem\">\n\t\t\t\t\t\t<div class=\"elementor-share-btn elementor-share-btn_whatsapp\" role=\"button\" tabindex=\"0\" aria-label=\"Compartilhar no whatsapp\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-share-btn__icon\">\n\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fab-whatsapp\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M380.9 97.1C339 55.1 283.2 32 223.9 32c-122.4 0-222 99.6-222 222 0 39.1 10.2 77.3 29.6 111L0 480l117.7-30.9c32.4 17.7 68.9 27 106.1 27h.1c122.3 0 224.1-99.6 224.1-222 0-59.3-25.2-115-67.1-157zm-157 341.6c-33.2 0-65.7-8.9-94-25.7l-6.7-4-69.8 18.3L72 359.2l-4.4-7c-18.5-29.4-28.2-63.3-28.2-98.2 0-101.7 82.8-184.5 184.6-184.5 49.3 0 95.6 19.2 130.4 54.1 34.8 34.9 56.2 81.2 56.1 130.5 0 101.8-84.9 184.6-186.6 184.6zm101.2-138.2c-5.5-2.8-32.8-16.2-37.9-18-5.1-1.9-8.8-2.8-12.5 2.8-3.7 5.6-14.3 18-17.6 21.8-3.2 3.7-6.5 4.2-12 1.4-32.6-16.3-54-29.1-75.5-66-5.7-9.8 5.7-9.1 16.3-30.3 1.8-3.7.9-6.9-.5-9.7-1.4-2.8-12.5-30.1-17.1-41.2-4.5-10.8-9.1-9.3-12.5-9.5-3.2-.2-6.9-.2-10.6-.2-3.7 0-9.7 1.4-14.8 6.9-5.1 5.6-19.4 19-19.4 46.3 0 27.3 19.9 53.7 22.6 57.4 2.8 3.7 39.1 59.7 94.8 83.8 35.2 15.2 49 16.5 66.6 13.9 10.7-1.6 32.8-13.4 37.4-26.4 4.6-13 4.6-24.1 3.2-26.4-1.3-2.5-5-3.9-10.5-6.6z\"><\/path><\/svg>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-grid-item\" role=\"listitem\">\n\t\t\t\t\t\t<div class=\"elementor-share-btn elementor-share-btn_facebook\" role=\"button\" tabindex=\"0\" aria-label=\"Compartilhar no facebook\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-share-btn__icon\">\n\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fab-facebook\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"><\/path><\/svg>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-grid-item\" role=\"listitem\">\n\t\t\t\t\t\t<div class=\"elementor-share-btn elementor-share-btn_linkedin\" role=\"button\" tabindex=\"0\" aria-label=\"Compartilhar no linkedin\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-share-btn__icon\">\n\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fab-linkedin\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 32H31.9C14.3 32 0 46.5 0 64.3v383.4C0 465.5 14.3 480 31.9 480H416c17.6 0 32-14.5 32-32.3V64.3c0-17.8-14.4-32.3-32-32.3zM135.4 416H69V202.2h66.5V416zm-33.2-243c-21.3 0-38.5-17.3-38.5-38.5S80.9 96 102.2 96c21.2 0 38.5 17.3 38.5 38.5 0 21.3-17.2 38.5-38.5 38.5zm282.1 243h-66.4V312c0-24.8-.5-56.7-34.5-56.7-34.6 0-39.9 27-39.9 54.9V416h-66.4V202.2h63.7v29.2h.9c8.9-16.8 30.6-34.5 62.9-34.5 67.2 0 79.7 44.3 79.7 101.9V416z\"><\/path><\/svg>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-grid-item\" role=\"listitem\">\n\t\t\t\t\t\t<div class=\"elementor-share-btn elementor-share-btn_x-twitter\" role=\"button\" tabindex=\"0\" aria-label=\"Compartilhar no x-twitter\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-share-btn__icon\">\n\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fab-x-twitter\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"><\/path><\/svg>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-grid-item\" role=\"listitem\">\n\t\t\t\t\t\t<div class=\"elementor-share-btn elementor-share-btn_email\" role=\"button\" tabindex=\"0\" aria-label=\"Compartilhar no email\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-share-btn__icon\">\n\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-envelope\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M502.3 190.8c3.9-3.1 9.7-.2 9.7 4.7V400c0 26.5-21.5 48-48 48H48c-26.5 0-48-21.5-48-48V195.6c0-5 5.7-7.8 9.7-4.7 22.4 17.4 52.1 39.5 154.1 113.6 21.1 15.4 56.7 47.8 92.2 47.6 35.7.3 72-32.8 92.3-47.6 102-74.1 131.6-96.3 154-113.7zM256 320c23.2.4 56.6-29.2 73.4-41.4 132.7-96.3 142.8-104.7 173.4-128.7 5.8-4.5 9.2-11.5 9.2-18.9v-19c0-26.5-21.5-48-48-48H48C21.5 64 0 85.5 0 112v19c0 7.4 3.4 14.3 9.2 18.9 30.6 23.9 40.7 32.4 173.4 128.7 16.8 12.2 50.2 41.8 73.4 41.4z\"><\/path><\/svg>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c284426 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"c284426\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3c40a4e premium-blog-align-left elementor-widget elementor-widget-premium-addon-blog\" data-id=\"3c40a4e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"premium-addon-blog.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\t\t\n\n\t\t\t\t<div class=\"premium-blog-wrap  premium-blog-list\" data-page=\"3124\">\n\t\t\t\t\t\t\t\t\t<div class=\"premium-blog-post-outer-container\" data-total=\"10\">\n\t\t\t<div class=\"premium-blog-post-container premium-blog-skin-classic\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"premium-blog-content-wrapper empty-thumb\">\n\n\t\t\t\t\t<div class=\"premium-blog-inner-container\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h2 class=\"premium-blog-entry-title\">\n\t\t\t<a href=\"https:\/\/casadoseguro.org.br\/es\/de-belem-a-cop31-casa-do-seguro-lanca-forca-tarefa-global-de-resiliencia-climatica\/\" target=\"_blank\">\n\t\t\t\tDe Bel\u00e9m \u00e0 COP31: Casa do Seguro lan\u00e7a for\u00e7a-tarefa global de resili\u00eancia clim\u00e1tica\t\t\t<\/a>\n\t\t<\/h2>\n\t\t\t\t<div class=\"premium-blog-entry-meta\">\n\t\t\t\n\t\t\t\t\t\t\t<span class=\"premium-blog-meta-separator\">\u2022<\/span>\n\t\t\t\t<div class=\"premium-blog-post-time premium-blog-meta-data\">\n\t\t\t\t\t<i class=\"fa fa-calendar-alt\" aria-hidden=\"true\"><\/i>\n\t\t\t\t\t<span>21\/11\/2025<\/span>\n\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t\t\t<div class=\"premium-blog-post-outer-container\" data-total=\"10\">\n\t\t\t<div class=\"premium-blog-post-container premium-blog-skin-classic\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"premium-blog-content-wrapper empty-thumb\">\n\n\t\t\t\t\t<div class=\"premium-blog-inner-container\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h2 class=\"premium-blog-entry-title\">\n\t\t\t<a href=\"https:\/\/casadoseguro.org.br\/es\/cnseg-lanca-solucao-conformidade-socioambiental-para-o-seguro-rural\/\" target=\"_blank\">\n\t\t\t\tCNseg lan\u00e7a solu\u00e7\u00e3o Conformidade Socioambiental para o Seguro Rural\t\t\t<\/a>\n\t\t<\/h2>\n\t\t\t\t<div class=\"premium-blog-entry-meta\">\n\t\t\t\n\t\t\t\t\t\t\t<span class=\"premium-blog-meta-separator\">\u2022<\/span>\n\t\t\t\t<div class=\"premium-blog-post-time premium-blog-meta-data\">\n\t\t\t\t\t<i class=\"fa fa-calendar-alt\" aria-hidden=\"true\"><\/i>\n\t\t\t\t\t<span>21\/11\/2025<\/span>\n\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t\t\t<div class=\"premium-blog-post-outer-container\" data-total=\"10\">\n\t\t\t<div class=\"premium-blog-post-container premium-blog-skin-classic\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"premium-blog-content-wrapper empty-thumb\">\n\n\t\t\t\t\t<div class=\"premium-blog-inner-container\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h2 class=\"premium-blog-entry-title\">\n\t\t\t<a href=\"https:\/\/casadoseguro.org.br\/es\/como-o-seguro-rural-pode-transformar-o-agro-diante-da-crise-climatica\/\" target=\"_blank\">\n\t\t\t\tComo o seguro rural pode transformar o agro diante da crise clim\u00e1tica?\t\t\t<\/a>\n\t\t<\/h2>\n\t\t\t\t<div class=\"premium-blog-entry-meta\">\n\t\t\t\n\t\t\t\t\t\t\t<span class=\"premium-blog-meta-separator\">\u2022<\/span>\n\t\t\t\t<div class=\"premium-blog-post-time premium-blog-meta-data\">\n\t\t\t\t\t<i class=\"fa fa-calendar-alt\" aria-hidden=\"true\"><\/i>\n\t\t\t\t\t<span>20\/11\/2025<\/span>\n\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t\t\t<div class=\"premium-blog-post-outer-container\" data-total=\"10\">\n\t\t\t<div class=\"premium-blog-post-container premium-blog-skin-classic\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"premium-blog-content-wrapper empty-thumb\">\n\n\t\t\t\t\t<div class=\"premium-blog-inner-container\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h2 class=\"premium-blog-entry-title\">\n\t\t\t<a href=\"https:\/\/casadoseguro.org.br\/es\/avanco-das-praticas-regenerativas-abre-caminho-para-seguros-rurais-mais-personalizados\/\" target=\"_blank\">\n\t\t\t\tAvan\u00e7o das pr\u00e1ticas regenerativas abre caminho para seguros rurais mais personalizados\t\t\t<\/a>\n\t\t<\/h2>\n\t\t\t\t<div class=\"premium-blog-entry-meta\">\n\t\t\t\n\t\t\t\t\t\t\t<span class=\"premium-blog-meta-separator\">\u2022<\/span>\n\t\t\t\t<div class=\"premium-blog-post-time premium-blog-meta-data\">\n\t\t\t\t\t<i class=\"fa fa-calendar-alt\" aria-hidden=\"true\"><\/i>\n\t\t\t\t\t<span>20\/11\/2025<\/span>\n\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t\t\t<div class=\"premium-blog-post-outer-container\" data-total=\"10\">\n\t\t\t<div class=\"premium-blog-post-container premium-blog-skin-classic\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"premium-blog-content-wrapper empty-thumb\">\n\n\t\t\t\t\t<div class=\"premium-blog-inner-container\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h2 class=\"premium-blog-entry-title\">\n\t\t\t<a href=\"https:\/\/casadoseguro.org.br\/es\/do-risco-ao-planejamento-como-seguros-ciencia-e-municipios-estao-moldando-a-resiliencia-climatica\/\" target=\"_blank\">\n\t\t\t\tDo risco ao planejamento: como seguros, ci\u00eancia e munic\u00edpios est\u00e3o moldando a resili\u00eancia clim\u00e1tica\t\t\t<\/a>\n\t\t<\/h2>\n\t\t\t\t<div class=\"premium-blog-entry-meta\">\n\t\t\t\n\t\t\t\t\t\t\t<span class=\"premium-blog-meta-separator\">\u2022<\/span>\n\t\t\t\t<div class=\"premium-blog-post-time premium-blog-meta-data\">\n\t\t\t\t\t<i class=\"fa fa-calendar-alt\" aria-hidden=\"true\"><\/i>\n\t\t\t\t\t<span>19\/11\/2025<\/span>\n\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t\t\t<div class=\"premium-blog-post-outer-container\" data-total=\"10\">\n\t\t\t<div class=\"premium-blog-post-container premium-blog-skin-classic\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"premium-blog-content-wrapper empty-thumb\">\n\n\t\t\t\t\t<div class=\"premium-blog-inner-container\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h2 class=\"premium-blog-entry-title\">\n\t\t\t<a href=\"https:\/\/casadoseguro.org.br\/es\/seguros-infraestrutura-e-natureza-os-caminhos-para-fortalecer-a-resiliencia-urbana-na-america-latina\/\" target=\"_blank\">\n\t\t\t\tSeguros, infraestrutura e natureza: os caminhos para fortalecer a resili\u00eancia urbana na Am\u00e9rica Latina\t\t\t<\/a>\n\t\t<\/h2>\n\t\t\t\t<div class=\"premium-blog-entry-meta\">\n\t\t\t\n\t\t\t\t\t\t\t<span class=\"premium-blog-meta-separator\">\u2022<\/span>\n\t\t\t\t<div class=\"premium-blog-post-time premium-blog-meta-data\">\n\t\t\t\t\t<i class=\"fa fa-calendar-alt\" aria-hidden=\"true\"><\/i>\n\t\t\t\t\t<span>19\/11\/2025<\/span>\n\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t\t\t<div class=\"premium-blog-post-outer-container\" data-total=\"10\">\n\t\t\t<div class=\"premium-blog-post-container premium-blog-skin-classic\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"premium-blog-content-wrapper empty-thumb\">\n\n\t\t\t\t\t<div class=\"premium-blog-inner-container\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h2 class=\"premium-blog-entry-title\">\n\t\t\t<a href=\"https:\/\/casadoseguro.org.br\/es\/cop30-cnseg-lanca-ferramenta-regionalizada-contra-risco-de-inundacao\/\" target=\"_blank\">\n\t\t\t\tCOP30: CNseg lan\u00e7a ferramenta regionalizada contra risco de inunda\u00e7\u00e3o\t\t\t<\/a>\n\t\t<\/h2>\n\t\t\t\t<div class=\"premium-blog-entry-meta\">\n\t\t\t\n\t\t\t\t\t\t\t<span class=\"premium-blog-meta-separator\">\u2022<\/span>\n\t\t\t\t<div class=\"premium-blog-post-time premium-blog-meta-data\">\n\t\t\t\t\t<i class=\"fa fa-calendar-alt\" aria-hidden=\"true\"><\/i>\n\t\t\t\t\t<span>19\/11\/2025<\/span>\n\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t\t\t<div class=\"premium-blog-post-outer-container\" data-total=\"10\">\n\t\t\t<div class=\"premium-blog-post-container premium-blog-skin-classic\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"premium-blog-content-wrapper empty-thumb\">\n\n\t\t\t\t\t<div class=\"premium-blog-inner-container\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h2 class=\"premium-blog-entry-title\">\n\t\t\t<a href=\"https:\/\/casadoseguro.org.br\/es\/do-financiamento-a-adaptacao-o-papel-estrategico-do-seguro-na-nova-agenda-da-infraestrutura-brasileira\/\" target=\"_blank\">\n\t\t\t\tDo financiamento \u00e0 adapta\u00e7\u00e3o: o papel estrat\u00e9gico do seguro na nova agenda da infraestrutura brasileira\t\t\t<\/a>\n\t\t<\/h2>\n\t\t\t\t<div class=\"premium-blog-entry-meta\">\n\t\t\t\n\t\t\t\t\t\t\t<span class=\"premium-blog-meta-separator\">\u2022<\/span>\n\t\t\t\t<div class=\"premium-blog-post-time premium-blog-meta-data\">\n\t\t\t\t\t<i class=\"fa fa-calendar-alt\" aria-hidden=\"true\"><\/i>\n\t\t\t\t\t<span>18\/11\/2025<\/span>\n\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t\t\t<div class=\"premium-blog-post-outer-container\" data-total=\"10\">\n\t\t\t<div class=\"premium-blog-post-container premium-blog-skin-classic\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"premium-blog-content-wrapper empty-thumb\">\n\n\t\t\t\t\t<div class=\"premium-blog-inner-container\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h2 class=\"premium-blog-entry-title\">\n\t\t\t<a href=\"https:\/\/casadoseguro.org.br\/es\/inovacao-e-peca-chave-para-adaptacao-climatica-e-avanco-do-mercado-de-carbono\/\" target=\"_blank\">\n\t\t\t\tInova\u00e7\u00e3o \u00e9 pe\u00e7a chave para adapta\u00e7\u00e3o clim\u00e1tica e avan\u00e7o do mercado de carbono\t\t\t<\/a>\n\t\t<\/h2>\n\t\t\t\t<div class=\"premium-blog-entry-meta\">\n\t\t\t\n\t\t\t\t\t\t\t<span class=\"premium-blog-meta-separator\">\u2022<\/span>\n\t\t\t\t<div class=\"premium-blog-post-time premium-blog-meta-data\">\n\t\t\t\t\t<i class=\"fa fa-calendar-alt\" aria-hidden=\"true\"><\/i>\n\t\t\t\t\t<span>18\/11\/2025<\/span>\n\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t\t\t<div class=\"premium-blog-post-outer-container\" data-total=\"10\">\n\t\t\t<div class=\"premium-blog-post-container premium-blog-skin-classic\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"premium-blog-content-wrapper empty-thumb\">\n\n\t\t\t\t\t<div class=\"premium-blog-inner-container\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h2 class=\"premium-blog-entry-title\">\n\t\t\t<a href=\"https:\/\/casadoseguro.org.br\/es\/como-a-parceria-entre-cooperativas-e-seguros-prepara-o-brasil-para-enfrentar-desastres-climaticos\/\" target=\"_blank\">\n\t\t\t\tComo a parceria entre cooperativas e seguros prepara o Brasil para enfrentar desastres clim\u00e1ticos\t\t\t<\/a>\n\t\t<\/h2>\n\t\t\t\t<div class=\"premium-blog-entry-meta\">\n\t\t\t\n\t\t\t\t\t\t\t<span class=\"premium-blog-meta-separator\">\u2022<\/span>\n\t\t\t\t<div class=\"premium-blog-post-time premium-blog-meta-data\">\n\t\t\t\t\t<i class=\"fa fa-calendar-alt\" aria-hidden=\"true\"><\/i>\n\t\t\t\t\t<span>17\/11\/2025<\/span>\n\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t\t\t\t\t\t<\/div>\n\n\t\t\n\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>24\/04\/2025 O setor de seguros no Brasil tem assumido um papel estrat\u00e9gico e multifacetado diante do aumento dos desastres clim\u00e1ticos, atuando de forma proativa na preven\u00e7\u00e3o, na resposta e na recupera\u00e7\u00e3o dos impactos causados por eventos extremos. Executivos do mercado destacam que as seguradoras precisam estar preparadas para agir antes, durante e depois das cat\u00e1strofes, com foco na agilidade, na inova\u00e7\u00e3o e na parceria com clientes e demais setores da economia. Andr\u00e9 Cordeiro, superintendente de estrat\u00e9gia de mercado, qualidade e ESG da Tokio Marine, ressalta que as seguradoras t\u00eam desafios em todas as fases do ciclo de um desastre clim\u00e1tico. \u201cAntes do evento, \u00e9 fundamental utilizar modelos clim\u00e1ticos avan\u00e7ados para reorganizar a cadeia de parceiros e desenvolver portf\u00f3lios que apoiem a transi\u00e7\u00e3o energ\u00e9tica. Durante as cat\u00e1strofes, a prioridade \u00e9 garantir atendimento r\u00e1pido e direcionado \u00e0s \u00e1reas mais afetadas. Ap\u00f3s o evento, o pagamento \u00e1gil das indeniza\u00e7\u00f5es \u00e9 essencial para a recomposi\u00e7\u00e3o humana e patrimonial das comunidades impactadas\u201d, afirma o executivo. Eduard Folch, presidente da Allianz Seguros, refor\u00e7a que o ponto de partida para a atua\u00e7\u00e3o das seguradoras \u00e9 a avalia\u00e7\u00e3o cont\u00ednua dos riscos enfrentados pelos segurados, o que permite orientar medidas preventivas eficazes. Em situa\u00e7\u00f5es de desastre, a agilidade na an\u00e1lise e no pagamento dos sinistros (imprevistos cobertos em contratos de seguros), al\u00e9m da mobiliza\u00e7\u00e3o de equipes e canais espec\u00edficos, \u00e9 crucial para acelerar a recupera\u00e7\u00e3o. Ele cita como exemplo a resposta r\u00e1pida da Allianz \u00e0s enchentes no Rio Grande do Sul em 2023, que causaram preju\u00edzos estimados em R$ 8 bilh\u00f5es e afetaram centenas de munic\u00edpios. \u201cNo caso do Rio Grande do Sul, tomamos medidas entre as quais valoramos os sinistros utilizando barcas indo aos lugares. A gente se aproximou e facilitou o pagamento dos boletos, a renova\u00e7\u00e3o das ap\u00f3lices [contratos]. Isso trouxe agilidade\u201d, diz o executivo. Preven\u00e7\u00e3o Para Erika Medici, CEO da Axa no Brasil, a preven\u00e7\u00e3o e a comunica\u00e7\u00e3o transparente com clientes e a sociedade s\u00e3o fundamentais. \u201cNa Axa, esse \u00e9 um pilar extremamente forte e impacta toda a formata\u00e7\u00e3o de coberturas e servi\u00e7os da companhia\u201d, diz a executiva. Durante os eventos clim\u00e1ticos, a empresa utiliza tecnologias como drones para vistoriar \u00e1reas afetadas e garantir suporte emergencial eficiente. Ap\u00f3s a crise, o foco se volta para a regula\u00e7\u00e3o \u00e1gil dos sinistros, visando restabelecer a economia local e o suporte financeiro aos clientes. Felipe Nascimento, CEO da Mapfre,\u00a0destaca que o setor deve atuar em todas as etapas: antes, com avalia\u00e7\u00e3o de riscos e desenvolvimento de seguros espec\u00edficos para demandas socioambientais; durante, com monitoramento e atendimento emergencial; e depois, promovendo educa\u00e7\u00e3o e conscientiza\u00e7\u00e3o. \u201cCom as li\u00e7\u00f5es aprendidas, buscamos promover a\u00e7\u00f5es de educa\u00e7\u00e3o e conscientiza\u00e7\u00e3o para mitiga\u00e7\u00e3o de risco, incentivando pr\u00e1ticas de preven\u00e7\u00e3o e adapta\u00e7\u00e3o a essas mudan\u00e7as clim\u00e1ticas\u201d, refor\u00e7a Nascimento. O mercado de seguros brasileiro enfrenta desafios crescentes diante da intensifica\u00e7\u00e3o dos eventos clim\u00e1ticos, que t\u00eam elevado o volume e o custo dos sinistros. Al\u00e9m da resposta imediata, o setor tem papel fundamental na transi\u00e7\u00e3o para uma economia de baixo carbono, oferecendo produtos que incentivam pr\u00e1ticas sustent\u00e1veis e apoiam investimentos em energia limpa e infraestrutura resiliente. Estudos indicam que o setor de seguros precisar\u00e1 ampliar significativamente sua capacidade de cobertura para viabilizar os trilh\u00f5es de d\u00f3lares em investimentos necess\u00e1rios para a adapta\u00e7\u00e3o e mitiga\u00e7\u00e3o clim\u00e1tica. Sobre a Casa do Seguro Para enfrentar esses desafios, a CNseg criou a Casa do Seguro, projeto que tem como objetivo integrar o setor nas discuss\u00f5es sobre as mudan\u00e7as clim\u00e1ticas A Casa do Seguro funcionar\u00e1 durante a COP30, a 30\u00aa Confer\u00eancia das Na\u00e7\u00f5es Unidas sobre Mudan\u00e7as Clim\u00e1ticas, que ser\u00e1 realizada em novembro, em Bel\u00e9m (PA). Em uma iniciativa in\u00e9dita, a Casa do Seguro far\u00e1 conex\u00e3o do mercado de seguros com outros setores econ\u00f4micos, estimulando a converg\u00eancia entre agentes p\u00fablicos e privados, com ampla participa\u00e7\u00e3o da sociedade civil. A agenda da Casa do Seguro estar\u00e1 focada no papel do setor na gest\u00e3o de riscos clim\u00e1ticos e no financiamento de iniciativas sustent\u00e1veis. Na programa\u00e7\u00e3o, destacam-se: debates e pain\u00e9is tem\u00e1ticos; f\u00f3runs em parceria com entidades setoriais, organiza\u00e7\u00f5es internacionais e contrapartes estrangeiras da CNseg; reuni\u00f5es bilaterais; apresenta\u00e7\u00e3o de produtos e servi\u00e7os; e atividades culturais. \u00a0 Alguns eixos v\u00e3o pautar a agenda da Casa do Seguro, como a prote\u00e7\u00e3o social e dos investimentos, as finan\u00e7as sustent\u00e1veis, a infraestrutura resiliente, a intelig\u00eancia clim\u00e1tica, seguros &amp; agroneg\u00f3cio, a descarboniza\u00e7\u00e3o da frota brasileira e como os seguros podem auxiliar no desenvolvimento industrial mais sustent\u00e1vel. Para o presidente da CNseg, Dyogo Oliveira, o mercado segurador tem um papel de destaque na transi\u00e7\u00e3o para uma economia mais verde e resiliente, e a atua\u00e7\u00e3o do setor na COP30 refletir\u00e1 a import\u00e2ncia de suas contribui\u00e7\u00f5es, em um cen\u00e1rio de agravamento das mudan\u00e7as clim\u00e1ticas. \u201cA Casa do Seguro ser\u00e1 uma vitrine do nosso papel como facilitadores de inova\u00e7\u00e3o e mitigadores de riscos clim\u00e1ticos, refor\u00e7ando nosso compromisso com o futuro sustent\u00e1vel do planeta. Esse projeto \u00e9 o ponto alto de uma estrat\u00e9gia de posicionamento do setor segurador nas discuss\u00f5es clim\u00e1ticas que ganhou maior express\u00e3o a partir de 2023, na COP28, em Dubai, e estabelecer\u00e1 um marco em Bel\u00e9m\u201d, destaca. COMPARTILHE Mudan\u00e7as clim\u00e1ticas desafiam previsibilidade, ampliam riscos e exigem inova\u00e7\u00e3o do setor seguros no Brasil \u2022 01\/07\/2025 COP30: Setor de seguros assume papel estrat\u00e9gico na agenda clim\u00e1tica da Amaz\u00f4nia \u2022 26\/06\/2025 Do compromisso \u00e0 pr\u00e1tica: como as seguradoras podem ajudar a construir um futuro mais sustent\u00e1vel? \u2022 24\/06\/2025 Plano de transforma\u00e7\u00e3o ecol\u00f3gica do Brasil: avan\u00e7os, desafios e o papel do mercado de seguros \u2022 30\/05\/2025 Do Big Data \u00e0 Intelig\u00eancia Artificial: seguradoras aceleram inova\u00e7\u00e3o para enfrentar o clima imprevis\u00edvel no Brasil \u2022 13\/05\/2025 Casa do Seguro insere setor no centro das discuss\u00f5es sobre a crise clim\u00e1tica \u2022 08\/05\/2025 COP30: CNseg inicia Ciclo de Di\u00e1logos Institucionais da Casa do Seguro \u2022 28\/04\/2025 Como as seguradoras atuam antes, durante e ap\u00f3s uma trag\u00e9dia clim\u00e1tica? \u2022 24\/04\/2025 Mudan\u00e7as clim\u00e1ticas: quais s\u00e3o os desafios do setor de seguros? \u2022 17\/04\/2025 Casa do Seguro marca posi\u00e7\u00e3o do setor frente \u00e0s mudan\u00e7as clim\u00e1ticas, diz presidente da Allianz \u2022 15\/04\/2025<\/p>\n","protected":false},"author":3,"featured_media":3139,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-3124","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/casadoseguro.org.br\/es\/wp-json\/wp\/v2\/posts\/3124","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/casadoseguro.org.br\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/casadoseguro.org.br\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/casadoseguro.org.br\/es\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/casadoseguro.org.br\/es\/wp-json\/wp\/v2\/comments?post=3124"}],"version-history":[{"count":0,"href":"https:\/\/casadoseguro.org.br\/es\/wp-json\/wp\/v2\/posts\/3124\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/casadoseguro.org.br\/es\/wp-json\/wp\/v2\/media\/3139"}],"wp:attachment":[{"href":"https:\/\/casadoseguro.org.br\/es\/wp-json\/wp\/v2\/media?parent=3124"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/casadoseguro.org.br\/es\/wp-json\/wp\/v2\/categories?post=3124"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/casadoseguro.org.br\/es\/wp-json\/wp\/v2\/tags?post=3124"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}