{"id":8344,"date":"2025-10-16T15:07:00","date_gmt":"2025-10-16T18:07:00","guid":{"rendered":"https:\/\/casadoseguro.org.br\/?p=8344"},"modified":"2025-10-16T15:16:35","modified_gmt":"2025-10-16T18:16:35","slug":"mudancas-climaticas-desafiam-a-saude-humana-e-o-equilibrio-do-setor-de-seguros","status":"publish","type":"post","link":"https:\/\/casadoseguro.org.br\/es\/mudancas-climaticas-desafiam-a-saude-humana-e-o-equilibrio-do-setor-de-seguros\/","title":{"rendered":"Mudan\u00e7as clim\u00e1ticas desafiam a sa\u00fade  humana e o equil\u00edbrio do setor de seguros"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"8344\" class=\"elementor elementor-8344\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bdc5834 e-con-full she-header-yes she-header-transparent-yes e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" 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elementor-widget-jkit_post_featured_image\" data-id=\"7e2a627\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"jkit_post_featured_image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div  class=\"jeg-elementor-kit jkit-post-featured-image jeg_module___6adb37d331160\" ><div class=\"post-featured-image \"><a href=\"https:\/\/casadoseguro.org.br\/wp-content\/uploads\/2025\/10\/pulmao-saude.jpg\"><img decoding=\"async\" width=\"800\" height=\"354\" src=\"https:\/\/casadoseguro.org.br\/wp-content\/uploads\/2025\/10\/pulmao-saude.jpg\" class=\"attachment-large size-large wp-post-image\" alt=\"\" srcset=\"https:\/\/casadoseguro.org.br\/wp-content\/uploads\/2025\/10\/pulmao-saude.jpg 1333w, https:\/\/casadoseguro.org.br\/wp-content\/uploads\/2025\/10\/pulmao-saude-300x133.jpg 300w, https:\/\/casadoseguro.org.br\/wp-content\/uploads\/2025\/10\/pulmao-saude-768x340.jpg 768w, https:\/\/casadoseguro.org.br\/wp-content\/uploads\/2025\/10\/pulmao-saude-18x8.jpg 18w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><\/a><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bea1586 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"bea1586\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Mudan\u00e7as clim\u00e1ticas desafiam a sa\u00fade  humana e o equil\u00edbrio do setor de seguros<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-560ff5f wpr-post-info-align-left elementor-widget elementor-widget-wpr-post-info\" data-id=\"560ff5f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"wpr-post-info.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<ul class=\"wpr-post-info wpr-post-info-horizontal\"><li class=\"wpr-post-info-date\"><span class=\"wpr-post-info-text\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-calendar-alt\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M148 288h-40c-6.6 0-12-5.4-12-12v-40c0-6.6 5.4-12 12-12h40c6.6 0 12 5.4 12 12v40c0 6.6-5.4 12-12 12zm108-12v-40c0-6.6-5.4-12-12-12h-40c-6.6 0-12 5.4-12 12v40c0 6.6 5.4 12 12 12h40c6.6 0 12-5.4 12-12zm96 0v-40c0-6.6-5.4-12-12-12h-40c-6.6 0-12 5.4-12 12v40c0 6.6 5.4 12 12 12h40c6.6 0 12-5.4 12-12zm-96 96v-40c0-6.6-5.4-12-12-12h-40c-6.6 0-12 5.4-12 12v40c0 6.6 5.4 12 12 12h40c6.6 0 12-5.4 12-12zm-96 0v-40c0-6.6-5.4-12-12-12h-40c-6.6 0-12 5.4-12 12v40c0 6.6 5.4 12 12 12h40c6.6 0 12-5.4 12-12zm192 0v-40c0-6.6-5.4-12-12-12h-40c-6.6 0-12 5.4-12 12v40c0 6.6 5.4 12 12 12h40c6.6 0 12-5.4 12-12zm96-260v352c0 26.5-21.5 48-48 48H48c-26.5 0-48-21.5-48-48V112c0-26.5 21.5-48 48-48h48V12c0-6.6 5.4-12 12-12h40c6.6 0 12 5.4 12 12v52h128V12c0-6.6 5.4-12 12-12h40c6.6 0 12 5.4 12 12v52h48c26.5 0 48 21.5 48 48zm-48 346V160H48v298c0 3.3 2.7 6 6 6h340c3.3 0 6-2.7 6-6z\"><\/path><\/svg><\/span><span>16\/10\/2025<\/span><\/li><\/ul>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-409e6c7 elementor-widget elementor-widget-heading\" data-id=\"409e6c7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">CNseg encerra Jornada pr\u00e9-COP30 com debate sobre os impactos do clima em vida e sa\u00fade<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2d9cfcd elementor-widget elementor-widget-text-editor\" data-id=\"2d9cfcd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\n<p class=\"wp-block-paragraph\">\u201cAs mudan\u00e7as clim\u00e1ticas j\u00e1 s\u00e3o uma quest\u00e3o de sa\u00fade p\u00fablica. Elas afetam o ar, a \u00e1gua, o solo, os alimentos e at\u00e9 a estabilidade emocional das popula\u00e7\u00f5es\u201d, afirmou a professora Helena Mariko Ueno, da USP, durante o 5\u00ba e \u00faltimo workshop da s\u00e9rie \u201cJornada do Setor de Seguros Rumo \u00e0 COP30\u201d, promovido pela CNseg no dia 15 de outubro, cujo tema foi \u201cO impacto das mudan\u00e7as clim\u00e1ticas em vida e sa\u00fade\u201d. O encontro reuniu especialistas para discutir como o aquecimento global est\u00e1 transformando n\u00e3o apenas o campo da sa\u00fade, mas tamb\u00e9m a gest\u00e3o de riscos e a sustentabilidade financeira das seguradoras.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a2ac829 elementor-widget elementor-widget-heading\" data-id=\"a2ac829\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Sa\u00fade sob press\u00e3o do clima<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-28d5a6d elementor-widget elementor-widget-text-editor\" data-id=\"28d5a6d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\n<p class=\"wp-block-paragraph\">Em sua apresenta\u00e7\u00e3o, Helena Ueno destacou evid\u00eancias cient\u00edficas e epidemiol\u00f3gicas que relacionam o desequil\u00edbrio ambiental ao aumento de doen\u00e7as e \u00e0 deteriora\u00e7\u00e3o das condi\u00e7\u00f5es de vida. Ela explicou que o conceito de \u201csa\u00fade planet\u00e1ria\u201d integra dimens\u00f5es biol\u00f3gicas, sociais e ambientais, mostrando que o bem-estar humano depende diretamente da integridade dos ecossistemas.<\/p>\n<p>\u201cOs desastres geram custos materiais, f\u00edsicos e mentais. Investir em promo\u00e7\u00e3o da sa\u00fade significa reduzir gastos na assist\u00eancia\u201d, afirmou.<\/p>\n<p>A docente chamou aten\u00e7\u00e3o tamb\u00e9m para o aumento das doen\u00e7as cardiovasculares, respirat\u00f3rias e infecciosas em raz\u00e3o do calor extremo e da degrada\u00e7\u00e3o ambiental, al\u00e9m dos efeitos sobre a sa\u00fade mental das popula\u00e7\u00f5es atingidas por eventos clim\u00e1ticos severos.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b17de3d elementor-widget elementor-widget-heading\" data-id=\"b17de3d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">\u201cO clima j\u00e1 est\u00e1 redefinindo os nossos riscos\u201d<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-178395b elementor-widget elementor-widget-text-editor\" data-id=\"178395b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>O atu\u00e1rio e consultor independente Br\u00e1ulio Melo abordou a perspectiva econ\u00f4mica e financeira das mudan\u00e7as clim\u00e1ticas, destacando que o fen\u00f4meno j\u00e1 impacta diretamente o desempenho das seguradoras.<\/p>\n<p>\u201cO clima hoje j\u00e1 est\u00e1 redefinindo os nossos riscos, ele j\u00e1 est\u00e1 influenciando os resultados e o balan\u00e7o das seguradoras\u201d, afirmou.<\/p>\n<p>Melo lembrou que as perdas globais seguradas por eventos clim\u00e1ticos ultrapassam US$ 120 bilh\u00f5es por ano, com crescimento anual de at\u00e9 10%, enquanto cerca de 60% das perdas econ\u00f4micas continuam sem cobertura de seguro.<\/p>\n<p>\u201cO inesperado j\u00e1 passou a fazer parte do cen\u00e1rio poss\u00edvel. Antes era improv\u00e1vel, agora \u00e9 cada vez mais prov\u00e1vel\u201d, completou.<\/p>\n<p><!-- \/wp:paragraph --><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-26beb92 elementor-widget elementor-widget-heading\" data-id=\"26beb92\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Dados clim\u00e1ticos como ferramenta de preven\u00e7\u00e3o<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b94db4f elementor-widget elementor-widget-text-editor\" data-id=\"b94db4f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>O consultor l\u00edder da ERM Brasil, Danilo Gurdos, destacou que as mudan\u00e7as clim\u00e1ticas deixaram de ser uma quest\u00e3o distante para o setor de seguros de vida e sa\u00fade. Ele citou estudos recentes que mostram o impacto direto do calor extremo, da polui\u00e7\u00e3o e de doen\u00e7as sens\u00edveis ao clima, como dengue e zika, sobre as taxas de mortalidade e morbidade.<\/p>\n<p>\u201cA ci\u00eancia \u00e9 un\u00e2nime: as mudan\u00e7as clim\u00e1ticas deixaram de ser um risco ambiental e passaram a ser determinantes de sa\u00fade\u201d, afirmou.<\/p>\n<p>Para Gurdos, o setor deve adotar uma cultura de antecipa\u00e7\u00e3o, usando dados clim\u00e1ticos para agir antes dos sinistros: \u201cAgir antes tamb\u00e9m \u00e9 parte da cura. A adapta\u00e7\u00e3o em sa\u00fade e vida reduz sinistros e salva vidas.\u201d<\/p>\n<p><!-- \/wp:paragraph --><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a98eaf4 elementor-widget elementor-widget-heading\" data-id=\"a98eaf4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Setor de seguros como instrumento de adapta\u00e7\u00e3o clim\u00e1tica<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1aebb73 elementor-widget elementor-widget-text-editor\" data-id=\"1aebb73\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>O s\u00f3cio da ERM Brasil, Guilherme Teixeira, refor\u00e7ou a necessidade de integrar o risco clim\u00e1tico \u00e0s estrat\u00e9gias das seguradoras, destacando o papel do seguro na prote\u00e7\u00e3o de pessoas e empresas diante da nova realidade ambiental.<\/p>\n<p>\u201cAinda que a gente perceba mudan\u00e7as j\u00e1 no presente, isso tem um impacto mais de longo prazo nas atividades de subscri\u00e7\u00e3o e no papel de preven\u00e7\u00e3o, especialmente quando falamos de vida e sa\u00fade\u201d, afirmou.<\/p>\n<p><!-- \/wp:paragraph --><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-835e35d elementor-widget elementor-widget-heading\" data-id=\"835e35d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">CNseg mira a COP30<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6d22c5a elementor-widget elementor-widget-text-editor\" data-id=\"6d22c5a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>O gerente de Sustentabilidade da CNseg, Pedro Werneck, ressaltou que a s\u00e9rie de webinars teve como objetivo fortalecer o papel do setor na agenda clim\u00e1tica global:<\/p>\n<p>\u201cAinda que no curto prazo o impacto das mudan\u00e7as clim\u00e1ticas em vida e sa\u00fade pare\u00e7a menos material, no longo prazo ele tem um potencial de transformar tamb\u00e9m a realidade de neg\u00f3cios das empresas.\u201d<\/p>\n<p>Werneck destacou ainda que a CNseg busca incluir o setor de seguros de forma expl\u00edcita no documento final da COP30, reconhecendo-o como instrumento essencial das finan\u00e7as clim\u00e1ticas e da adapta\u00e7\u00e3o social frente \u00e0s mudan\u00e7as do clima.<\/p>\n<p>Com o webinar de 15 de outubro, a CNseg concluiu a s\u00e9rie \u201cJornada do Setor de Seguros Rumo \u00e0 COP30\u201d, reafirmando o compromisso do setor com a constru\u00e7\u00e3o de uma economia mais sustent\u00e1vel e resiliente.<\/p>\n<p><!-- \/wp:paragraph --><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2c15077 elementor-widget elementor-widget-heading\" data-id=\"2c15077\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Sobre a Casa do Seguro<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9e3ceeb elementor-widget elementor-widget-text-editor\" data-id=\"9e3ceeb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>A <strong>Casa do Seguro<\/strong> est\u00e1 situada em local muito pr\u00f3ximo ao espa\u00e7o oficial da <strong>COP30<\/strong>. Al\u00e9m da programa\u00e7\u00e3o de conte\u00fado, promover\u00e1 iniciativas de responsabilidade social, prestigiando a economia e a m\u00e3o de obra locais. O projeto \u00e9 ambientalmente respons\u00e1vel e foi desenvolvido dentro dos conceitos de evento neutro e res\u00edduo zero, prevendo ainda uso eficiente de \u00e1gua e energia.<\/p>\n<p>Com o apoio de seus empoderadores \u2013<a href=\"https:\/\/www.allianz.com.br\/\">Allianz<\/a>, <a href=\"https:\/\/axa.com.br\/\">AXA<\/a>, <a href=\"https:\/\/www.bbseguros.com.br\/\">BB Seguros<\/a>, <a href=\"https:\/\/www.bradescoseguros.com.br\/clientes\">Bradesco Seguros<\/a>, <a href=\"https:\/\/www.caixaseguridade.com.br\/Paginas\/default.aspx\">Caixa Seguridade<\/a>, <a href=\"https:\/\/www.mapfre.com.br\/para-voce\/\">MAPFRE<\/a>, <a href=\"https:\/\/www.marsh.com\/pt-br\/locations\/brazil.html\">Marsh McLennan<\/a>, <a href=\"https:\/\/www.portoseguro.com.br\/\">Porto<\/a>, <a href=\"https:\/\/www.prudential.com.br\/\">Prudential<\/a> e <a href=\"https:\/\/www.tokiomarine.com.br\/\">Tokio Marine<\/a> \u2013\u00a0 a Casa funcionar\u00e1 em 1,6 mil m\u00b2 de \u00e1rea \u00fatil, acomodando plen\u00e1ria com 100 lugares, seis salas de reuni\u00e3o,\u00a0<em>business lounges,<\/em>\u00a0est\u00fadio para grava\u00e7\u00e3o de podcasts, sala de imprensa, espa\u00e7o de conviv\u00eancia e \u00e1rea para exposi\u00e7\u00f5es art\u00edsticas e apresenta\u00e7\u00f5es culturais.\u00a0<\/p>\n<p><!-- \/wp:paragraph --><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-34c9f2e elementor-widget elementor-widget-heading\" data-id=\"34c9f2e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">COMPARTILHE<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6af7c25 elementor-share-buttons--view-icon elementor-share-buttons--skin-minimal elementor-share-buttons--shape-rounded elementor-share-buttons--color-custom elementor-grid-0 elementor-widget elementor-widget-share-buttons\" data-id=\"6af7c25\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"share-buttons.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-grid\" role=\"list\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-grid-item\" role=\"listitem\">\n\t\t\t\t\t\t<div class=\"elementor-share-btn elementor-share-btn_whatsapp\" role=\"button\" tabindex=\"0\" aria-label=\"Compartilhar no whatsapp\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-share-btn__icon\">\n\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fab-whatsapp\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M380.9 97.1C339 55.1 283.2 32 223.9 32c-122.4 0-222 99.6-222 222 0 39.1 10.2 77.3 29.6 111L0 480l117.7-30.9c32.4 17.7 68.9 27 106.1 27h.1c122.3 0 224.1-99.6 224.1-222 0-59.3-25.2-115-67.1-157zm-157 341.6c-33.2 0-65.7-8.9-94-25.7l-6.7-4-69.8 18.3L72 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facebook\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-share-btn__icon\">\n\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fab-facebook\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"><\/path><\/svg>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-grid-item\" role=\"listitem\">\n\t\t\t\t\t\t<div class=\"elementor-share-btn elementor-share-btn_linkedin\" role=\"button\" tabindex=\"0\" aria-label=\"Compartilhar no linkedin\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-share-btn__icon\">\n\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fab-linkedin\" 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viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"><\/path><\/svg>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-grid-item\" role=\"listitem\">\n\t\t\t\t\t\t<div class=\"elementor-share-btn elementor-share-btn_email\" role=\"button\" tabindex=\"0\" aria-label=\"Compartilhar no email\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-share-btn__icon\">\n\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-envelope\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M502.3 190.8c3.9-3.1 9.7-.2 9.7 4.7V400c0 26.5-21.5 48-48 48H48c-26.5 0-48-21.5-48-48V195.6c0-5 5.7-7.8 9.7-4.7 22.4 17.4 52.1 39.5 154.1 113.6 21.1 15.4 56.7 47.8 92.2 47.6 35.7.3 72-32.8 92.3-47.6 102-74.1 131.6-96.3 154-113.7zM256 320c23.2.4 56.6-29.2 73.4-41.4 132.7-96.3 142.8-104.7 173.4-128.7 5.8-4.5 9.2-11.5 9.2-18.9v-19c0-26.5-21.5-48-48-48H48C21.5 64 0 85.5 0 112v19c0 7.4 3.4 14.3 9.2 18.9 30.6 23.9 40.7 32.4 173.4 128.7 16.8 12.2 50.2 41.8 73.4 41.4z\"><\/path><\/svg>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c284426 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"c284426\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3c40a4e premium-blog-align-left elementor-widget elementor-widget-premium-addon-blog\" data-id=\"3c40a4e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"premium-addon-blog.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\t\t\n\n\t\t\t\t<div class=\"premium-blog-wrap  premium-blog-list\" data-page=\"8344\">\n\t\t\t\t\t\t\t\t\t<div class=\"premium-blog-post-outer-container\" data-total=\"10\">\n\t\t\t<div class=\"premium-blog-post-container premium-blog-skin-classic\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"premium-blog-content-wrapper empty-thumb\">\n\n\t\t\t\t\t<div class=\"premium-blog-inner-container\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h2 class=\"premium-blog-entry-title\">\n\t\t\t<a href=\"https:\/\/casadoseguro.org.br\/es\/de-belem-a-cop31-casa-do-seguro-lanca-forca-tarefa-global-de-resiliencia-climatica\/\" target=\"_blank\">\n\t\t\t\tDe Bel\u00e9m \u00e0 COP31: Casa do Seguro lan\u00e7a for\u00e7a-tarefa global de resili\u00eancia clim\u00e1tica\t\t\t<\/a>\n\t\t<\/h2>\n\t\t\t\t<div class=\"premium-blog-entry-meta\">\n\t\t\t\n\t\t\t\t\t\t\t<span class=\"premium-blog-meta-separator\">\u2022<\/span>\n\t\t\t\t<div class=\"premium-blog-post-time premium-blog-meta-data\">\n\t\t\t\t\t<i class=\"fa fa-calendar-alt\" aria-hidden=\"true\"><\/i>\n\t\t\t\t\t<span>21\/11\/2025<\/span>\n\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t\t\t<div class=\"premium-blog-post-outer-container\" data-total=\"10\">\n\t\t\t<div class=\"premium-blog-post-container premium-blog-skin-classic\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"premium-blog-content-wrapper empty-thumb\">\n\n\t\t\t\t\t<div class=\"premium-blog-inner-container\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h2 class=\"premium-blog-entry-title\">\n\t\t\t<a href=\"https:\/\/casadoseguro.org.br\/es\/cnseg-lanca-solucao-conformidade-socioambiental-para-o-seguro-rural\/\" target=\"_blank\">\n\t\t\t\tCNseg lan\u00e7a solu\u00e7\u00e3o Conformidade Socioambiental para o Seguro Rural\t\t\t<\/a>\n\t\t<\/h2>\n\t\t\t\t<div class=\"premium-blog-entry-meta\">\n\t\t\t\n\t\t\t\t\t\t\t<span class=\"premium-blog-meta-separator\">\u2022<\/span>\n\t\t\t\t<div class=\"premium-blog-post-time premium-blog-meta-data\">\n\t\t\t\t\t<i class=\"fa fa-calendar-alt\" aria-hidden=\"true\"><\/i>\n\t\t\t\t\t<span>21\/11\/2025<\/span>\n\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t\t\t<div class=\"premium-blog-post-outer-container\" data-total=\"10\">\n\t\t\t<div class=\"premium-blog-post-container premium-blog-skin-classic\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"premium-blog-content-wrapper empty-thumb\">\n\n\t\t\t\t\t<div class=\"premium-blog-inner-container\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h2 class=\"premium-blog-entry-title\">\n\t\t\t<a href=\"https:\/\/casadoseguro.org.br\/es\/como-o-seguro-rural-pode-transformar-o-agro-diante-da-crise-climatica\/\" target=\"_blank\">\n\t\t\t\tComo o seguro rural pode transformar o agro diante da crise clim\u00e1tica?\t\t\t<\/a>\n\t\t<\/h2>\n\t\t\t\t<div class=\"premium-blog-entry-meta\">\n\t\t\t\n\t\t\t\t\t\t\t<span class=\"premium-blog-meta-separator\">\u2022<\/span>\n\t\t\t\t<div class=\"premium-blog-post-time premium-blog-meta-data\">\n\t\t\t\t\t<i class=\"fa fa-calendar-alt\" aria-hidden=\"true\"><\/i>\n\t\t\t\t\t<span>20\/11\/2025<\/span>\n\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t\t\t<div class=\"premium-blog-post-outer-container\" data-total=\"10\">\n\t\t\t<div class=\"premium-blog-post-container premium-blog-skin-classic\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"premium-blog-content-wrapper empty-thumb\">\n\n\t\t\t\t\t<div class=\"premium-blog-inner-container\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h2 class=\"premium-blog-entry-title\">\n\t\t\t<a href=\"https:\/\/casadoseguro.org.br\/es\/avanco-das-praticas-regenerativas-abre-caminho-para-seguros-rurais-mais-personalizados\/\" target=\"_blank\">\n\t\t\t\tAvan\u00e7o das pr\u00e1ticas regenerativas abre caminho para seguros rurais mais personalizados\t\t\t<\/a>\n\t\t<\/h2>\n\t\t\t\t<div class=\"premium-blog-entry-meta\">\n\t\t\t\n\t\t\t\t\t\t\t<span class=\"premium-blog-meta-separator\">\u2022<\/span>\n\t\t\t\t<div class=\"premium-blog-post-time premium-blog-meta-data\">\n\t\t\t\t\t<i class=\"fa fa-calendar-alt\" aria-hidden=\"true\"><\/i>\n\t\t\t\t\t<span>20\/11\/2025<\/span>\n\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t\t\t<div class=\"premium-blog-post-outer-container\" data-total=\"10\">\n\t\t\t<div class=\"premium-blog-post-container premium-blog-skin-classic\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"premium-blog-content-wrapper empty-thumb\">\n\n\t\t\t\t\t<div class=\"premium-blog-inner-container\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h2 class=\"premium-blog-entry-title\">\n\t\t\t<a href=\"https:\/\/casadoseguro.org.br\/es\/do-risco-ao-planejamento-como-seguros-ciencia-e-municipios-estao-moldando-a-resiliencia-climatica\/\" target=\"_blank\">\n\t\t\t\tDo risco ao planejamento: como seguros, ci\u00eancia e munic\u00edpios est\u00e3o moldando a resili\u00eancia clim\u00e1tica\t\t\t<\/a>\n\t\t<\/h2>\n\t\t\t\t<div class=\"premium-blog-entry-meta\">\n\t\t\t\n\t\t\t\t\t\t\t<span class=\"premium-blog-meta-separator\">\u2022<\/span>\n\t\t\t\t<div class=\"premium-blog-post-time premium-blog-meta-data\">\n\t\t\t\t\t<i class=\"fa fa-calendar-alt\" aria-hidden=\"true\"><\/i>\n\t\t\t\t\t<span>19\/11\/2025<\/span>\n\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t\t\t<div class=\"premium-blog-post-outer-container\" data-total=\"10\">\n\t\t\t<div class=\"premium-blog-post-container premium-blog-skin-classic\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"premium-blog-content-wrapper empty-thumb\">\n\n\t\t\t\t\t<div class=\"premium-blog-inner-container\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h2 class=\"premium-blog-entry-title\">\n\t\t\t<a href=\"https:\/\/casadoseguro.org.br\/es\/seguros-infraestrutura-e-natureza-os-caminhos-para-fortalecer-a-resiliencia-urbana-na-america-latina\/\" target=\"_blank\">\n\t\t\t\tSeguros, infraestrutura e natureza: os caminhos para fortalecer a resili\u00eancia urbana na Am\u00e9rica Latina\t\t\t<\/a>\n\t\t<\/h2>\n\t\t\t\t<div class=\"premium-blog-entry-meta\">\n\t\t\t\n\t\t\t\t\t\t\t<span class=\"premium-blog-meta-separator\">\u2022<\/span>\n\t\t\t\t<div class=\"premium-blog-post-time premium-blog-meta-data\">\n\t\t\t\t\t<i class=\"fa fa-calendar-alt\" aria-hidden=\"true\"><\/i>\n\t\t\t\t\t<span>19\/11\/2025<\/span>\n\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t\t\t<div class=\"premium-blog-post-outer-container\" data-total=\"10\">\n\t\t\t<div class=\"premium-blog-post-container premium-blog-skin-classic\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"premium-blog-content-wrapper empty-thumb\">\n\n\t\t\t\t\t<div class=\"premium-blog-inner-container\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h2 class=\"premium-blog-entry-title\">\n\t\t\t<a href=\"https:\/\/casadoseguro.org.br\/es\/cop30-cnseg-lanca-ferramenta-regionalizada-contra-risco-de-inundacao\/\" target=\"_blank\">\n\t\t\t\tCOP30: CNseg lan\u00e7a ferramenta regionalizada contra risco de inunda\u00e7\u00e3o\t\t\t<\/a>\n\t\t<\/h2>\n\t\t\t\t<div class=\"premium-blog-entry-meta\">\n\t\t\t\n\t\t\t\t\t\t\t<span class=\"premium-blog-meta-separator\">\u2022<\/span>\n\t\t\t\t<div class=\"premium-blog-post-time premium-blog-meta-data\">\n\t\t\t\t\t<i class=\"fa fa-calendar-alt\" aria-hidden=\"true\"><\/i>\n\t\t\t\t\t<span>19\/11\/2025<\/span>\n\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t\t\t<div class=\"premium-blog-post-outer-container\" data-total=\"10\">\n\t\t\t<div class=\"premium-blog-post-container premium-blog-skin-classic\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"premium-blog-content-wrapper empty-thumb\">\n\n\t\t\t\t\t<div class=\"premium-blog-inner-container\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h2 class=\"premium-blog-entry-title\">\n\t\t\t<a href=\"https:\/\/casadoseguro.org.br\/es\/do-financiamento-a-adaptacao-o-papel-estrategico-do-seguro-na-nova-agenda-da-infraestrutura-brasileira\/\" target=\"_blank\">\n\t\t\t\tDo financiamento \u00e0 adapta\u00e7\u00e3o: o papel estrat\u00e9gico do seguro na nova agenda da infraestrutura brasileira\t\t\t<\/a>\n\t\t<\/h2>\n\t\t\t\t<div class=\"premium-blog-entry-meta\">\n\t\t\t\n\t\t\t\t\t\t\t<span class=\"premium-blog-meta-separator\">\u2022<\/span>\n\t\t\t\t<div class=\"premium-blog-post-time premium-blog-meta-data\">\n\t\t\t\t\t<i class=\"fa fa-calendar-alt\" aria-hidden=\"true\"><\/i>\n\t\t\t\t\t<span>18\/11\/2025<\/span>\n\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t\t\t<div class=\"premium-blog-post-outer-container\" data-total=\"10\">\n\t\t\t<div class=\"premium-blog-post-container premium-blog-skin-classic\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"premium-blog-content-wrapper empty-thumb\">\n\n\t\t\t\t\t<div class=\"premium-blog-inner-container\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h2 class=\"premium-blog-entry-title\">\n\t\t\t<a href=\"https:\/\/casadoseguro.org.br\/es\/inovacao-e-peca-chave-para-adaptacao-climatica-e-avanco-do-mercado-de-carbono\/\" target=\"_blank\">\n\t\t\t\tInova\u00e7\u00e3o \u00e9 pe\u00e7a chave para adapta\u00e7\u00e3o clim\u00e1tica e avan\u00e7o do mercado de carbono\t\t\t<\/a>\n\t\t<\/h2>\n\t\t\t\t<div class=\"premium-blog-entry-meta\">\n\t\t\t\n\t\t\t\t\t\t\t<span class=\"premium-blog-meta-separator\">\u2022<\/span>\n\t\t\t\t<div class=\"premium-blog-post-time premium-blog-meta-data\">\n\t\t\t\t\t<i class=\"fa fa-calendar-alt\" aria-hidden=\"true\"><\/i>\n\t\t\t\t\t<span>18\/11\/2025<\/span>\n\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t\t\t<div class=\"premium-blog-post-outer-container\" data-total=\"10\">\n\t\t\t<div class=\"premium-blog-post-container premium-blog-skin-classic\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"premium-blog-content-wrapper empty-thumb\">\n\n\t\t\t\t\t<div class=\"premium-blog-inner-container\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h2 class=\"premium-blog-entry-title\">\n\t\t\t<a href=\"https:\/\/casadoseguro.org.br\/es\/como-a-parceria-entre-cooperativas-e-seguros-prepara-o-brasil-para-enfrentar-desastres-climaticos\/\" target=\"_blank\">\n\t\t\t\tComo a parceria entre cooperativas e seguros prepara o Brasil para enfrentar desastres clim\u00e1ticos\t\t\t<\/a>\n\t\t<\/h2>\n\t\t\t\t<div class=\"premium-blog-entry-meta\">\n\t\t\t\n\t\t\t\t\t\t\t<span class=\"premium-blog-meta-separator\">\u2022<\/span>\n\t\t\t\t<div class=\"premium-blog-post-time premium-blog-meta-data\">\n\t\t\t\t\t<i class=\"fa fa-calendar-alt\" aria-hidden=\"true\"><\/i>\n\t\t\t\t\t<span>17\/11\/2025<\/span>\n\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t\t\t\t\t\t<\/div>\n\n\t\t\n\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>16\/10\/2025 CNseg encerra Jornada pr\u00e9-COP30 com debate sobre os impactos do clima em vida e sa\u00fade \u201cAs mudan\u00e7as clim\u00e1ticas j\u00e1 s\u00e3o uma quest\u00e3o de sa\u00fade p\u00fablica. Elas afetam o ar, a \u00e1gua, o solo, os alimentos e at\u00e9 a estabilidade emocional das popula\u00e7\u00f5es\u201d, afirmou a professora Helena Mariko Ueno, da USP, durante o 5\u00ba e \u00faltimo workshop da s\u00e9rie \u201cJornada do Setor de Seguros Rumo \u00e0 COP30\u201d, promovido pela CNseg no dia 15 de outubro, cujo tema foi \u201cO impacto das mudan\u00e7as clim\u00e1ticas em vida e sa\u00fade\u201d. O encontro reuniu especialistas para discutir como o aquecimento global est\u00e1 transformando n\u00e3o apenas o campo da sa\u00fade, mas tamb\u00e9m a gest\u00e3o de riscos e a sustentabilidade financeira das seguradoras. Sa\u00fade sob press\u00e3o do clima Em sua apresenta\u00e7\u00e3o, Helena Ueno destacou evid\u00eancias cient\u00edficas e epidemiol\u00f3gicas que relacionam o desequil\u00edbrio ambiental ao aumento de doen\u00e7as e \u00e0 deteriora\u00e7\u00e3o das condi\u00e7\u00f5es de vida. Ela explicou que o conceito de \u201csa\u00fade planet\u00e1ria\u201d integra dimens\u00f5es biol\u00f3gicas, sociais e ambientais, mostrando que o bem-estar humano depende diretamente da integridade dos ecossistemas. \u201cOs desastres geram custos materiais, f\u00edsicos e mentais. Investir em promo\u00e7\u00e3o da sa\u00fade significa reduzir gastos na assist\u00eancia\u201d, afirmou. A docente chamou aten\u00e7\u00e3o tamb\u00e9m para o aumento das doen\u00e7as cardiovasculares, respirat\u00f3rias e infecciosas em raz\u00e3o do calor extremo e da degrada\u00e7\u00e3o ambiental, al\u00e9m dos efeitos sobre a sa\u00fade mental das popula\u00e7\u00f5es atingidas por eventos clim\u00e1ticos severos. \u201cO clima j\u00e1 est\u00e1 redefinindo os nossos riscos\u201d O atu\u00e1rio e consultor independente Br\u00e1ulio Melo abordou a perspectiva econ\u00f4mica e financeira das mudan\u00e7as clim\u00e1ticas, destacando que o fen\u00f4meno j\u00e1 impacta diretamente o desempenho das seguradoras. \u201cO clima hoje j\u00e1 est\u00e1 redefinindo os nossos riscos, ele j\u00e1 est\u00e1 influenciando os resultados e o balan\u00e7o das seguradoras\u201d, afirmou. Melo lembrou que as perdas globais seguradas por eventos clim\u00e1ticos ultrapassam US$ 120 bilh\u00f5es por ano, com crescimento anual de at\u00e9 10%, enquanto cerca de 60% das perdas econ\u00f4micas continuam sem cobertura de seguro. \u201cO inesperado j\u00e1 passou a fazer parte do cen\u00e1rio poss\u00edvel. Antes era improv\u00e1vel, agora \u00e9 cada vez mais prov\u00e1vel\u201d, completou. Dados clim\u00e1ticos como ferramenta de preven\u00e7\u00e3o O consultor l\u00edder da ERM Brasil, Danilo Gurdos, destacou que as mudan\u00e7as clim\u00e1ticas deixaram de ser uma quest\u00e3o distante para o setor de seguros de vida e sa\u00fade. Ele citou estudos recentes que mostram o impacto direto do calor extremo, da polui\u00e7\u00e3o e de doen\u00e7as sens\u00edveis ao clima, como dengue e zika, sobre as taxas de mortalidade e morbidade. \u201cA ci\u00eancia \u00e9 un\u00e2nime: as mudan\u00e7as clim\u00e1ticas deixaram de ser um risco ambiental e passaram a ser determinantes de sa\u00fade\u201d, afirmou. Para Gurdos, o setor deve adotar uma cultura de antecipa\u00e7\u00e3o, usando dados clim\u00e1ticos para agir antes dos sinistros: \u201cAgir antes tamb\u00e9m \u00e9 parte da cura. A adapta\u00e7\u00e3o em sa\u00fade e vida reduz sinistros e salva vidas.\u201d Setor de seguros como instrumento de adapta\u00e7\u00e3o clim\u00e1tica O s\u00f3cio da ERM Brasil, Guilherme Teixeira, refor\u00e7ou a necessidade de integrar o risco clim\u00e1tico \u00e0s estrat\u00e9gias das seguradoras, destacando o papel do seguro na prote\u00e7\u00e3o de pessoas e empresas diante da nova realidade ambiental. \u201cAinda que a gente perceba mudan\u00e7as j\u00e1 no presente, isso tem um impacto mais de longo prazo nas atividades de subscri\u00e7\u00e3o e no papel de preven\u00e7\u00e3o, especialmente quando falamos de vida e sa\u00fade\u201d, afirmou. CNseg mira a COP30 O gerente de Sustentabilidade da CNseg, Pedro Werneck, ressaltou que a s\u00e9rie de webinars teve como objetivo fortalecer o papel do setor na agenda clim\u00e1tica global: \u201cAinda que no curto prazo o impacto das mudan\u00e7as clim\u00e1ticas em vida e sa\u00fade pare\u00e7a menos material, no longo prazo ele tem um potencial de transformar tamb\u00e9m a realidade de neg\u00f3cios das empresas.\u201d Werneck destacou ainda que a CNseg busca incluir o setor de seguros de forma expl\u00edcita no documento final da COP30, reconhecendo-o como instrumento essencial das finan\u00e7as clim\u00e1ticas e da adapta\u00e7\u00e3o social frente \u00e0s mudan\u00e7as do clima. Com o webinar de 15 de outubro, a CNseg concluiu a s\u00e9rie \u201cJornada do Setor de Seguros Rumo \u00e0 COP30\u201d, reafirmando o compromisso do setor com a constru\u00e7\u00e3o de uma economia mais sustent\u00e1vel e resiliente. Sobre a Casa do Seguro A Casa do Seguro est\u00e1 situada em local muito pr\u00f3ximo ao espa\u00e7o oficial da COP30. Al\u00e9m da programa\u00e7\u00e3o de conte\u00fado, promover\u00e1 iniciativas de responsabilidade social, prestigiando a economia e a m\u00e3o de obra locais. O projeto \u00e9 ambientalmente respons\u00e1vel e foi desenvolvido dentro dos conceitos de evento neutro e res\u00edduo zero, prevendo ainda uso eficiente de \u00e1gua e energia. Com o apoio de seus empoderadores \u2013Allianz, AXA, BB Seguros, Bradesco Seguros, Caixa Seguridade, MAPFRE, Marsh McLennan, Porto, Prudential e Tokio Marine \u2013\u00a0 a Casa funcionar\u00e1 em 1,6 mil m\u00b2 de \u00e1rea \u00fatil, acomodando plen\u00e1ria com 100 lugares, seis salas de reuni\u00e3o,\u00a0business lounges,\u00a0est\u00fadio para grava\u00e7\u00e3o de podcasts, sala de imprensa, espa\u00e7o de conviv\u00eancia e \u00e1rea para exposi\u00e7\u00f5es art\u00edsticas e apresenta\u00e7\u00f5es culturais.\u00a0 COMPARTILHE Mudan\u00e7as clim\u00e1ticas desafiam a sa\u00fade humana e o equil\u00edbrio do setor de seguros \u2022 16\/10\/2025 Setor de seguros se reinventa e assume lideran\u00e7a global na agenda clim\u00e1tica, destaca presidente da COP30 \u2022 09\/10\/2025 Embaixador Andr\u00e9 Correa do Lago abre evento Pr\u00e9-COP30 em Bras\u00edlia \u2022 08\/10\/2025 Como o seguro pode ser aliado na inclus\u00e3o financeira da popula\u00e7\u00e3o? \u2022 02\/10\/2025 Seguradoras marcam presen\u00e7a nos Pavilh\u00f5es Brasil da COP30 com pain\u00e9is sobre riscos clim\u00e1ticos e resili\u00eancia \u2022 01\/10\/2025 CNseg promove Pr\u00e9-COP30 em Bras\u00edlia para debater o papel do seguro na agenda clim\u00e1tica \u2022 01\/10\/2025 CNseg inicia constru\u00e7\u00e3o da Casa do Seguro para a COP30 em Bel\u00e9m \u2022 18\/09\/2025 Como a tecnologia tem sido usada pelas empoderadoras na precifica\u00e7\u00e3o do risco \u2022 11\/09\/2025 Qual \u00e9 o futuro do seguro rural no Brasil diante das mudan\u00e7as clim\u00e1ticas? \u2022 08\/09\/2025 Seguradoras criam hubs clim\u00e1ticos para enfrentar as mudan\u00e7as clim\u00e1ticas \u2022 08\/09\/2025<\/p>","protected":false},"author":3,"featured_media":8346,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-8344","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/casadoseguro.org.br\/es\/wp-json\/wp\/v2\/posts\/8344","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/casadoseguro.org.br\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/casadoseguro.org.br\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/casadoseguro.org.br\/es\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/casadoseguro.org.br\/es\/wp-json\/wp\/v2\/comments?post=8344"}],"version-history":[{"count":0,"href":"https:\/\/casadoseguro.org.br\/es\/wp-json\/wp\/v2\/posts\/8344\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/casadoseguro.org.br\/es\/wp-json\/wp\/v2\/media\/8346"}],"wp:attachment":[{"href":"https:\/\/casadoseguro.org.br\/es\/wp-json\/wp\/v2\/media?parent=8344"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/casadoseguro.org.br\/es\/wp-json\/wp\/v2\/categories?post=8344"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/casadoseguro.org.br\/es\/wp-json\/wp\/v2\/tags?post=8344"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}